Thomas Watson

Great contributors do not automatically make great leaders. Our experience has shown that the skills required to perform as an individual are much different from the skills critical to leading a team. Managers and supervisors who don't have the skills required to lead are a "disaster waiting to happen." In fact, their failure can have a negative impact on an entire organization. The skill level of leaders affect employee retention, productivity, customer service and even profitability.

Employees are drowning in debt more than ever before. Although some debt may be necessary, too much debt, usually attributed to lack of money management skills, is easy to address and the most costly for employers to ignore. Money management education, when offered to employees by their employer, can be one of the best investments employers can make in their business.