Think And Act Rich

What I am about to teach you is a simple yet very powerful way of attracting wealth and prosperity in your life.

            First, imagine what life would be like if you are rich. Don't just see it. Feel it as if you're already experiencing the luxuries and lifestyle of the rich.

Do you see yourself driving your dream car? What model and color is it? Touch the seat and feel its soft texture. Open the car radio and listen to your favorite music. Experience the joy of driving it towards your favorite place.

Maybe you could visualize a house. How many rooms does it have? Take a relaxing soak in the bath tub. Smell the food aroma coming out from the large kitchen. Play sports in your own private gym.

The important thing here is to believe that you are already rich.

Now doesn't that feel good? By doing this exercise, you are unleashing the powers of your subconscious and directing it to give you what you're dreaming of.

But it doesn't end there. To make this even more effective, breathe slowly while still hanging on to this wonderful feeling of being rich, and say a small thanks to God, or to a Higher Power.

By being grateful, you are commanding the Powers of the Universe to work in your favor. You are confirming that you are graciously accepting your blessings.

Try it out. Believe and feel that you are already wealthy, and be thankful for it. You will be astounded by the results.

Control your Expenses

            When I was still young, I used to hear the expression: "Live within your means." I think nowadays, we need to correct this expression by changing "within" to "below." These days, if we work for somebody or for a corporation, we need to set aside some savings which we can use for a "rainy day." There is never enough savings, that is why we sometimes find a second job. And this is the reason why we want to improve our lives financially, by getting off the "rat race" and achieving financial freedom.

            Sometimes, we have the uncontrollable habit of buying things we don't actually need, especially when items are "on sale." We stock up on things that are "on sale" thinking that we are saving. At first thought, it seems we are, but on second thought, we are actually losing. Foodstuffs get spoiled. Clothes go out of fashion. Appliances' warranties expire even before they are used. Sometimes, they become defective due to prolonged storage. And new models are introduced which makes what you have on hand, obsolete or phased out. This might probably be the reason why they are "on sale." If you notice, most electronic appliances are expensive the first time they are introduced and they become cheaper in time.

 We stock up on things thinking that a similar opportunity might not come our way the next time. I hate to say this but probably some products are excessively produced on purpose, to be put up "on sale" if not completely sold while regularly priced. To some producers, it's cheaper to sell at cost or minimum profit than to keep under storage, not to mention expiration dates. This is also one way to promote a product. You see, when people know that a certain product sometimes goes "on sale," they always have the product on mind. It's free advertisement at its best. The product makers don't lose money anyway. On the contrary, they make money.

            All too often, even the rich people fall prey to this kind of promotion. The poor and middle class would say: "I might as well spend my savings on these items since little savings are not going to make me rich anyway."

            And you know what happens to your house if you keep on stocking up? You turn your house into a warehouse. There will be clutter everywhere, especially when your house isn't big enough.

            You buy things "on sale," only if you intend to sell them for a profit and not for your own future consumption. Keeping a reasonable quantity is justifiable.

            Be prudent. This is one habit that we need to improve or correct.

            If you are making enough or more than enough, keep in mind that it is not how much you make that can make you rich. It is how much you spend and how much you keep.

            Some of us have the habit of buying luxuries the moment we have the money or credit line for it. Most rich people, in spite of being rich, buy luxuries last.

            With the money you keep, books are some of the best investments. They keep you skillful. They open up new horizons which can lead to creating wealth. The same thing is true with seminars, tapes, and other media related to acquiring financial knowledge.

Be Generous

            Many people think that rich people are selfish, that's why they have lots of money at hand. This may be true in some cases; however, there are a lot more individuals who are wealthy because they know how to give.

             When you give something from your heart without expecting anything in return, you release a powerful force that will trigger your good deed to "bounce" back to you in amazing, and sometimes unusual ways.

            Whenever possible, be generous in giving to others. You will notice that what you receive, or the return, will be more than what you give. As humans, we have the tendency to reciprocate what we receive. But don't give for the sake of expecting something in return. Give freely from your heart, and the rewards would be greater.

The act of giving can summon the spirit of joy to come into your heart. How would you feel when you've given something to your less fortunate neighbors? Let me tell you that nothing could brighten up a day more than hearing them express their most heartfelt gratitude and seeing their smiles extend from ear to ear.

Giving is also a healthy habit. It could prolong your life by instilling within you an inner sense of peace and accomplishment.

What you give doesn't necessarily have to be something material. It can also be time, effort, talent, service, or even an affectionate feeling.

Just like all things in life, giving has its limitations. Being too generous can have its toll. Your kindness might be taken advantage of and people might abuse your good intentions. Beware of individuals who are continuously seeking your aid. It's better to teach them how to solve their problems than to always attend to their needs.

As one saying goes ...

"Give them some fish and you'll feed them for a day. Teach them how to fish and you'll feed them for a lifetime."

Lastly, here's what I consider the most important rule about        giving. Keep your good deeds to yourself. Don't announce to the whole world that you've donated $100,000 to your favorite charity or that you've helped save a child from a life-threatening disease.

If you really desire to give, do it secretly and in private.

Some people would write "anonymous" rather than their own names when they've made a contribution. The universe smiles upon these individuals, and they will get their just rewards in due time.

Consider this: If you are on the giving end, doesn't it mean that you are in a  better position than the recipient? Doesn't it complement your character?

Winners or Losers

            It is said that winners are not afraid to lose, because failure is a part of the process of success. People who are afraid to fail, lose success.

            Like a coin or a chip, look at both sides of the possible effects of something you want to do. Say you want to buy a house or a car. It may seem to look like you're buying an asset. Take a look also at the other side, it might be a liability because of the additional  expenses it would incur. Weigh your options.

            Think rich and put your thinking into action.