Young Rich And Expensive To Insure
In western society the lifestyle of the rich and famous is something that many of us aspire to but its not all personal trainers, private jets and plastic surgery for these celebrity playboys and girls. They are the envy of millions with their designer clothes and cavernous houses but when it comes to car insurance the glitterati are getting a raw deal. According to the UK's leading financial products research company, pop-stars, footballers, TV personalities and the like are the least popular group of drivers with the men in grey suits at the nation's insurance companies.
If these multi-millionaires are looking for sympathy the chances are they've got another thing coming but many motorists have fallen foul of monstrous insurance premiums in the past so at least we can acknowledge their predicament. Insurance providers have a list of ‘red alerts', criteria that, if you fulfil them, will mean you'll be paying top dollar for motor insurance. Looking down the list though, it's reassuring to know that most of them will be able to afford it.
First up you've got your international jet set and their hangers-on, people who drive flash cars and earn a fortune. Then there's the TV presenters and movie stars, anyone in show business. Further down the list are people who are considered ‘moral hazards', those who are exposed to the temptation of underhand dealings like gamblers and scrap metal dealers. If you're in a high profile or dangerous job you'll also be paying over the odds so diplomats, embassy staff, rally drivers and wrestlers beware.
Finally, people who have to rush from job to job, e.g. bookmakers who regularly dash between race meetings, are also on the hit list. The safest professions for insurers are desk-bound pen-pushers like accountants and civil servants and the overall trend seems to be that the more creative or famous the driver the greater the risk - at least according to the insurers.
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