Most of us know that Bankruptcy or a Foreclosure on a credit report would cause your credit scores to plummet. I am going to show you five other items that you may or may not even know about. Since lending institutions and credit issuing banks use your FICO credit scores to evaluate you and your creditworthiness, you want to make sure that these entries don't appear in your credit report. Now, if you have 1 or more of these negative it

Divorce is a financial killer; often for both parties. In particular, men often take the brunt of the financial hits. Often the main bread winner, men are saddled with the financial burden of two households on his same one salary. He barely gets by.

Your credit report is a snapshot of your payment history. It details when you applied for credit, how many positive and negative accounts you have, who viewed your credit report, and all of your personal information. Reviewing your credit report every four to six months gives you a chance to check for identity theft, inaccurate accounts, and incorrect information.

The first step of any good debt reduction program is simply determining how much debt you have and to whom it is owed. This will give you the ability to prioritize which debts need to be paid with the most important ones being taken care of first. While this step might seem some what inconsequential it may be the thing you do to get out of debt.

There are many questions regarding FHA Income. Are there income limits? How much income is required? What income is the Borrower allowed to use. All these questions and more are answered in the following aritcle. Hope this helps!