Fortunately, help has arrived. PayingPaul.com is a credit card debt help site that provides assistance for people who are having problems with debt. How is this possible?

Find out when you can be sued by your creditors. Get help for credit card debt.

Credit card debt is destroying many Americans' financial lives. Credit card sharks continue devouring us with outlandish interest rates of up to 24%. Credit card debt levels are particularly high among joint filers, high-income debtors, elderly debtors and debtors with no listed medical debts. They tend to be lower among low- to moderate-income debtors, female debtors, debtors under the age of 35 and debtors with very high medical debts.

If you're like most Americans, then you probably have a lot of credit card debt. Deciding how much is too much to handle, and whether or not you should enroll in a credit card debt relief program, takes a good knowledge of your own financial situation, combined with a firm understanding of the interest rates and other fees associated with your credit cards.

Debt settlement won't hurt my credit score — Fact or myth?