How to Settle Credit Card Debt - Things Credit Card Companies Don't Want You to Know
Think of the industry like the gaming tables in Las Vegas, some people win, most people lose but the casino always get theirs. They know statistically what the odds are and they do not care if you win or lose. For every dollar you gamble/spend, they earn a few cents. They don't care if you keep on winning or losing. They still get theirs.
Not until recent years, did things change much. Las Vegas doesn't like cheats or card counters or electronics. They just throw you out. The credit card companies do the same, they cancel your cards, and they increase your interest rates and add on penalties and fees.
What they don't like, infect what scares them to death is only one thing, BANKRUPTCY. This is the only time that creditors lose and lose big. In most bankruptcy filings they suffer a 100% lose plus they have costs for collections and now for attorney to respond to the court filings. When bankruptcy filings go up, the financial institutions, the lenders have nightmares.
This is the time that a smart creditor can cash in and take advantage of the creditor's weakness. They need to keep you from filing bankruptcy. They need to keep their collection number up and keep their bankruptcy loses down. How does this work in your favor. Your credit card company is now a lot more open to debt settlement or negotiations.
They know the statistics, they know how likely you are to file bankruptcy. So to stop that they are willing to write off part of your debt in hopes of collecting the rest.
Now is the time to send in the pro, the best Debt Settlement representative you can find. The guys that can get them down on their hands and knees until he has gotten you the best settlement possible.
This is their big secret.
Questions and Answers
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