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Equity Index AnnuityArticlesDisplaying Results 1 - 15 for equity index annuityAnnuities: Equity-Indexed Annuities: Putting Lipstick On A Pig ... can earn a commission-it's called churning. Yet, I see advisors using the 'bonus' offered by some Equity Indexed Annuities to do just that.
I am an advocate for the individual investor, and apparently one of the few in the financial ... Read Annuities: Rising Interest Rates: Another Reason To Avoid Equity-Indexed Annuities ... (2) the majority of your returns are still based on the stock market and (3) the commissions for selling an Equity-Indexed Annuity are so high it creates a tremendous conflict of interest for those recommending them. Rising interest rates ... Read Annuities: Your Questions Answered: Equity-Indexed Annuities ... up 23% like in 2003 you still only get 9%. And they can change the cap.
The bottom line is that you're locked into an equity-indexed annuity and they control everything. They can change how your return is calculated from year to year and ... Read Annuities: Federal Regulators Concerned About Equity-Indexed Annuities ... they can earn a commission-it's called churning. Yet, I see advisors using the 'bonus' offered by some Equity Indexed Annuities to do just that.
Now that the NASD has clearly stated that these advisors can no longer sell equity indexed ... Read Annuities: Oversight Needed On Equity-Indexed Annuities ... , not insurance. Therefore, they should be regulated as investments and not as insurance.
Investors will benefit if Equity-Indexed Annuities are classified as an investment. It will reduce, but not eliminate, the potential for abuse. ... Read What Are Equity Index Annuities? ... an attractive savings option.
No-Loss Provision
The first and possibly most-attractive provision of equity index annuities is the no-loss provision. This means that once a premium payment has been made or interest has been credited to ... Read Annuities: Equity-Indexed Annuities: There Are Better Growth Alternatives ... genius to be a successful equity investor. And you don't have to lock your money into restrictive investments like equity indexed annuities (EIAs), either. In this article I'll explain several growth oriented investments that I feel are far ... Read Annuities: Better Alternatives Than Equity-Indexed AnnuitiesEquity Indexed Annuities (EIAs) have become the hot product of late. I believe you can easily find other alternatives that will bring a better return, without locking up your money or levying hefty surrender penalties. I'll discuss these ... Read Annuities: Equity-Indexed Annuities: The Investment From Hell ... too late.
Over the past several years I've been sounding the alarm bell due to the inherent dangers found in equity indexed annuities (EIAs). And the message is being heard. I've recently issued detailed reports on EIAs in general and ... Read Learn About Equity Index Annuities ... withdrawal penalties that you would have to pay as well.
How then do the insurance agencies benefit from offering equity index annuities? The insurance companies reinvest the premium amounts that you pay and this is usually invested ... Read Investing: Equity Indexed Annuities ... . Income guarantees are based on the claims-paying ability of the insurance company. The difference is that with an equity-indexed annuity you have the potential to earn more future savings depending on the performance of the index to which ... Read Annuities: Equity-Indexed Annuities: There Are Better Growth Alternatives ( Stability)Every investor would like to increase their income without compromising their stability. Maybe that's why Equity Indexed Annuities (EIAs) have become so popular, because of their promise of providing a stable income stream. But there are a ... Read Equity-Indexed Annuities 101 ... carrier) and10) guaranteed income you (or you and your spouse) cannot outlive.When you are in the market for an Equity Indexed Annuity you will find that there are many different options available, choosing the one that will best fulfill ... Read Equity-Indexed Annuities and Income Riders ... the cost of the rider depending on the carrier) and10) guaranteed income you (or you and your spouse) cannot outlive.Equity Indexed Annuity Crediting MethodsFunds can be allocated between the different crediting methods and each year the ... Read Equity Indexed Annuity ... of investment grade securities and therefore offer better returns, but with greater risks. Whereas, Equity Indexed annuities offer consumers what could be described as the best of both worlds. A market based investment with potentially ... Read Searches related to: equity index annuity
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