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Displaying Results 1 - 15 for fdcpa

Fdcpa - Facts That You Should Know About it

... of debt, owed to others. But, there are some specific inclusions and exclusions. The persons or agencies, whose conducts are regulated under FDCPA act are:o Collection Agencieso Repossession companieso Creditors who collect debt for other ... Read Read: Fdcpa - Facts That You Should Know About it

By: Jason Holmes | 27/08/2008 | Debt Consolidation

The FDCPA And You

... if an in house collector misrepresents themselves as a third party collector they may find that they are subject to laws of the FDCPA. Consumers should keep in mind that each state has its own set of collection laws. Most are very similar ... Read Read: The FDCPA And You

By: Jason McGraw | 02/06/2008 | Finance
Jeff Swaney

St. Louis Bankruptcy Lawyer Discusses Types Of Debt Collector Conduct Which May Violate The Fdcpa

... collector doesn’t intend to take or otherwise lying. If you have any questions about debt collector conduct which may violate the FDCPA, it is best to contact a Bankruptcy Attorney in your state.   The contents of this article are intended ... Read Read: St. Louis Bankruptcy Lawyer Discusses Types Of Debt Collector Conduct Which May Violate The Fdcpa

By: Jeff Swaney | 16/02/2009 | Bankruptcy

Dispelling the Myth – the Truth About the Fdcpa

... considered threatening or through outright harassment. If you have been the victim of an unscrupulous collection agency, the FDCPA is your best defense. However, most people find themselves confused by the legal wording of the Act and ... Read Read: Dispelling the Myth – the Truth About the Fdcpa

By: Greg Smith | 06/02/2007 | Debt Consolidation

Understanding The Fair Debt Collection Practices Act (FDCPA)

... not disadvantaged as a result of their following the law, and Create minimum guidelines that all states must follow. FDCPA applies only to third parties who are hired by a creditor, not to creditors collecting their own debts; however, if a ... Read Read: Understanding The Fair Debt Collection Practices Act (FDCPA)

By: Peter T. Roach | 27/10/2009 | Business

Your Rights Under the Fair Debt Collections Practices Act

... any third party, who is not liable for the repayment or the debt, about the debt without your permission. In addition to the FDCPA, your state may have other laws, which collection agents must follow. For more details, contact your state ... Read Read: Your Rights Under the Fair Debt Collections Practices Act

By: Dave Griffith | 18/11/2009 | Credit

Your Credit Rights… The Fair Debt Collection Practices Act

... person.  And they have to clearly identify themselves on every phone call. False and misleading representations are also prohibited per the FDCPA.  These include the debt collector identifying themselves as an affiliate of the United States ... Read Read: Your Credit Rights… The Fair Debt Collection Practices Act

By: Ty Crandall | 11/08/2009 | Credit
Michael Redbourn

Find Out What Debt Validation Means And Why It's Important

... Debt?Even if the debt collection agency purchased the debt, they are not the original lender and you are still protected by the FDCPA.How And Why Collection Companies Buy Bad DebtsAll kinds of creditors use collection companies, because ... Read Read: Find Out What Debt Validation Means And Why It's Important

By: Michael Redbourn | 26/09/2009 | Finance

Collection Agencies in the US

... like deceptive, false and misleading representations as well as making threats to the individual. Thus, in the UK, where in there is no FDCPA, they have a Consumer Credit Act which indicates that all third party agencies are required to ... Read Read: Collection Agencies in the US

By: David H. Urmann | 07/05/2009 | Business

The Collection Agency Business

... . They are insistent without being too demanding. The US government under the Fair Debt Collection Practice Act or FDCPA does not allow calls to any debtor if the call charge will be charged to the debtor. If the collector managed to talk ... Read Read: The Collection Agency Business

By: David H. Urmann | 19/07/2009 | Business

How The Fair Debt Collection Practices Act Helps You

... . This act has several important features that are designed to accomplish this. You should be aware of these. One outstanding feature of the FDCPA is to provide consumers with a mechanism of disputing debts that they don't feel they are ... Read Read: How The Fair Debt Collection Practices Act Helps You

By: Rick Hendershot | 30/09/2008 | Finance

Understanding the Human Side of a Debt Collector May Help You Deal With One (part One)

... Review your state's laws regarding collections and the federal Fair Debt Collection Practices Act (FDCPA) to know your rights as a consumer. Know what a debt collector can and cannot do. If you do not wish your debt collector to call ... Read Read: Understanding the Human Side of a Debt Collector May Help You Deal With One (part One)

By: Stephen Lau | 10/04/2008 | Finance

Fair Debt Collection Practices Act - How to Deal With Debt Collectors

... or harass you with phone calls after you have asked them to stop calling you. For more information go to => www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#801. Use your answering machine to screen your calls before picking them up. Adding ... Read Read: Fair Debt Collection Practices Act - How to Deal With Debt Collectors

By: Moses Wright | 11/03/2008 | Finance

Make Collection Calls Stop

... . As a consumer in the United States, you are protected by the Fair Debt Collection Practices Act (FDCPA). This prevents the most abusive types of collection calls. Under this act, collection agencies are not allowed to call you ... Read Read: Make Collection Calls Stop

By: Ronnica Rothe | 23/04/2007 | Finance

Debt Collection Laws: An Overview

... are not in the business of collecting debts on a regular basis, you should probably take steps to follow the FDCPA to avoid any unnecessary claims against you. However, if a creditor collecting his/her own debt harasses or threatens the ... Read Read: Debt Collection Laws: An Overview

By: roachlawfirm | 24/10/2009 | Business

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