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Paul McIndoe is an online, freelance financial journalist. He lives in Edinburgh with his two dogs.
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Ski Bulgaria: the Alps of the EastBulgaria has shed its communist Balkan baggage and is now competing with the more traditional ski resorts in Western Europe for its ever-growing slice of the British ski market. From Science-fiction to Science Fact: Seeing is Believing in the Age of the InternetWith modern technology and maybe just a little inspiration from the world of sci-fi, the world is a much changed place from what it was only 40 years ago. And whilst we may not be able to beam ourselves to the other side of the globe quite yet, we’re certainly a few light-years further on. Making your Dream Kitchen a RealityWhen it’s time to update your kitchen, it can be tempting to play it safe and buy as economically as possible. But it’s worth spending a little more to buy something that will benefit your house as well as you. 'financial Industry Regulators Sleeping on the Job', Claims Top CharityLeading charity Citizens Advice claims that many lenders have been irresponsible in the past, advancing funds to borrowers who ultimately could not afford it, and believes that financial industry regulators have done little to help the situation. A Consumer’s Christmas: Surviving the Festive Period Without Increasing the DebtFor most people Christmas is an expensive time of year at the best of times, without the added burden of an existing debt thrown into the equation. So it’s imperative that a sensible attitude is taken towards spending to avoid compounding matters during the festive period. And there are numerous debt solutions available throughout the year to assist in reducing debt and help debtors get back on their feet again. Surf's Up Morocco: Making Waves in AfricaWith its warm winter waves, low prices and friendly locals, the shores of Morocco are attracting a growing slice of the European surfing market. Money on the Mind: Debt and Mental WellbeingThe anxiety and stress caused by mounting debts can lead to mental health problems in many people; but it’s important not to panic or ignore any debts and ensure it’s managed and monitored in equal measures. Otherwise, what begins as a small problem can escalate and have repercussions for years to come. Mintel Predict Mortgages Doom AheadMintel have produced a startling report claiming that as many as one in three UK mortgage holders, primarily the self-employed and those with poor credit records, could be at risk of severe financial difficulties as a result of the sub-prime collapse in the USA. Buy-to-let Mortgage Market in TroubleThe on-going credit crisis claims its next victim – Paragon, the country’s third largest lender of buy-to-let mortgages is in severe trouble, sparking fears that the property market is on the verge of meltdown. Online Banking Booming, Despite Fraud FearsMany banks, building societies, brokers, intermediaries and other financial institutions have invested heavily in their online presence, meaning that you can shop for every financial need from the comfort of your own home, or office and over the past year usage has boomed, especially amongst the elderly.
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