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Silvester Thompson
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Growth and Value: What's the Difference?While the majority of American investors understand the importance of diversifying across growth and value investments, few are able to achieve a passing grade on a test of their knowledge of the differences between the two, according to a new American Century Investments survey.
Test your knowledge with the Growth & Value IQ quiz below: Know your Broker Before Trading OnlineProper investment strategies should always include researching your broker, but in today's world of new technologies and online investment, what questions should you be asking? Competition Between Online Brokers Reduces CommissionsThere's much to learn about the online brokerage industry. Unfortunately, many investors learn this the hard way. Building Long-term Energy Savings Into your HomeWhile new homes are 100 percent more energy efficient today than those built three decades ago, most people are not familiar with how to actually design energy savings into the infrastructure of their home. Tips on Saving Energy Dollars in your HomeA typical U.S. family spends more than $1,600 a year on home utility bills, yet making some simple changes around the home can save money and make heating and cooling systems more efficient, according to World Energy Solutions, a publicly traded energy services company based in St. Petersburg, Fla. Tips for Reducing Energy CostsFuture natural gas prices are expected to be higher, but demand will grow more slowly than in previous projections, according to the Energy Information Administration's latest annual long-term forecast, the "Annual Energy Outlook 2006." Tips for Conserving GasDespite gasoline prices nearing or above $3 per gallon in various parts of the United States, Americans still fill their SUVs. And most likely they won't cancel their vacation plans for the summer - the season when more people are on the road traveling - because driving there is just more fun. Survey: Saving Money Easier to Say Than DoIf you find it hard to save, you're not alone. According to a recent survey, many Americans think about saving for the future, but few actually do it. The Braun Research and Bank of America survey is a revealing portrait of how residents of major metropolitan cities view money and the importance of saving. Some of the findings: Point and Click to your Financial PlanYou've organized the contents of that bulging shoebox and tracked down the stray receipts lurking in jacket pockets. Now you're ready to point and click your way to what you hope will be a generous tax refund. Smart Moves for Retirement ReadinessWith health care costs continuing to increase, the future of Social Security unclear and pension plans available to fewer and fewer workers, America's retirement readiness is a major concern for both individuals and the nation as a whole.
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