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Saurav Dutt - ArticlesEu to Help Employers Who Look After WorkersThe EU is planning to reward employers with tax deductions if they maintain good workplace safety records and lessen the number of accidents at work. In addition, they could also win more government contracts. The five-year strategy was mooted earlier in the year by MEP’s in Strasbourg and as far as the UK is concerned, Gordon Brown now has to report back to the European Parliament on how it will implement the policy. Accident Claims in Schools Going UpIt was only 3 years ago that Lord Falconer warned that unfounded fears of a "compensation culture" threatened to undermine important activities such as school trips. Yet it has just been discovered in figures obtained by a Welsh newspaper that councils across Wales are facing a minimum of £1m in compensation claims for accidents and injuries in schools and on school trips. Insure Before Packing the SuitcasePacking for a holiday involves many things but one necessary item that travellers often forget to organise well in advance, is travel insurance. It is an essential item to plan for as not doing so could end the traveller up in dire straits in a foreign country if, for instance, you lose an expensive camera in Thailand or have to cancel a trip suddenly and are bombarded with cancellation fees and losing your deposits. Smoking Can Harm Your Insurance TooSmoking is not just a burden on your health but your finances as well. There is the direct cost of purchasing them and the accrued cost over time can be ridiculously high. The collateral financial cost of smoking is the negative impact it can have on life insurance. Smokers more than other clients will be more likely to suffer serious illness or die as a result of the habit, and so companies know there is a higher standard of risk involved when offering them life insurance. A Global Warning for Home InsuranceGlobal Warming will have unprecedented repercussions on all facets of society. The insurance sector is another potential victim, especially the home insurance market with research suggesting that the current value of claims could double or even triple by the middle of the century. Going Private for Your HealthAnyone who has used the NHS knows that for short-term medical conditions and minor, non life-threatening conditions there is an incredible inconvenience in being part of a long waiting list. Going private and taking out private medical insurance policies has always been the more time effective option. Going private is not an alternative to the NHS, nor does it provide better care, but it does enable you do get the care you need quickly and at a suitable time. Green Insurance is the Best RideWith the threat of global warming more relevant than ever, the need to ‘go green’ when buying a new car has not been as pressing a matter as it is now. Cutting Out the Middle ManMaking an insurance claim for a personal injury can be a complicated legal process, one thing the consumer does not want is their personal details being sold instantly after making the claim. New industry evidence suggests this is exactly what is happening, with the details fetching up to £1,000. No Win No Fee Claims: More Trouble Than They are Worth?‘Compensation Culture’ is a term often banded around in the insurance and legal sectors, but the increasing use of personal injury solicitors and their enticing ‘No Win No Fee’ schemes may be impacting these sectors in a far more negative light than we would expect. New Research May Affect Whiplash Claims in FutureRear-end collisions and resulting whiplash are commonplace in the UK. A driver just has to be travelling too closely to the vehicle in front of them, and all that is needed is for the driver in front to make an emergency stop and a costly crash and claims for car accident compensation result.
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