Alan Reed - Articles

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What is a Bad Credit Remortgage?
A Bad Credit Remortgage is a remortgage where the applicants have some form of Bad Credit or Adverse credit registered against them.These types of remortgage have also been called Adverse, Sub prime or non status remortgages. Read
By: Alan Reed | 19/02/2008 | Mortgage
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What is an Adverse Remortgage?
An Adverse Remortgage is a Remortgage which is offered to people that have some form of adverse credit. Adverse can also be termed, adverse,Bad credit Read
By: Alan Reed | 31/01/2008 | Loans
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Self Certification - the Loan Way
Self Certification for a loan is essentially the method whereby a client self declares their income. This may occur when a client is self employed, or is employed but also has an income derived from work outside of their normal employment. Many lenders, especially in the current market Read
By: Alan Reed | 16/01/2008 | Loans
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50

Self Certify
Self Cert in loan terms means that you are self declaring or self certifying your income. Your income may be derived from sources that are not provable, as in a mainly cash business or you may several income streams.The basis for a self cert loan is that you require no proof of income. Read
By: Alan Reed | 17/12/2007 | Loans
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Self Certification
In the current climate, Self Certifying your income has become more difficult, with many lenders tightening their criteria and restricting loan to values and loan amounts, this all being due to the credit crunch and American sub prime market problems. In fact, some lenders, consider No proof of income secured loans as sub prime. This means that with all the current turmoil, that self cert cases have been included within the criteria changes. Read
By: Alan Reed | 11/12/2007 | Loans
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Personal and Secured Loans
A Personal loan is essentially a loan taken out by an individual and generally can be used for any purpose. It differs from other loans in that generally it is unsecured this means that it is not secured on anything, ie property, vehicle etc. Read
By: Alan Reed | 06/12/2007 | Loans
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The Truth About Home Loans
With the mounting crisis in the finance market, the so called "credit crunch" has had a marked effect on home loans. Read
By: Alan Reed | 28/11/2007 | Loans
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Consolidating your Debts - the Facts
The Facts of Consolidation of debts Read
By: Alan Reed | 18/11/2007 | Debt Consolidation
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Bad Credit Secured Loans?
A Bad Credit secured loan is a secured loan that is made available to people that have some form of adverse credit. Adverse can also be termed, adverse, Poor Credit or Non status or sub prime. It usually means that the client has CCj’s ( County Court Judgements) or defaults, or has missed payments on a Mortgage or secured loan ( Arrears ) or even arrears on some form of unsecured credit. Read
By: Alan Reed | 15/11/2007 | Loans
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Self Employed Loans - What you Need to Know?
The difficulties for the self employed in getting a loan Read
By: Alan Reed | 10/11/2007 | Finance