Andrew Andreeff

In the American legal estate privately practicing lawyers are dominating group - more than 700 thousand persons in first half 1990th years, or about one lawyer on 500 persons of the population.

Not all lawyers in America have the right to work with clients. In the USA there is a monopoly for legal activity. Be engaged in it the person with corresponding preparation, formation, experience can.

Because the USA are a federative state, their legal system supposes parallel functioning of two judicial systems: uniform system of federal courts and independent system of courts of states.

Lawyers hold many key posts in economy and the state-political mechanism of the USA. In the USA works about 60 % from total number of lawyers of the whole world.

Training to legal craft in America has exclusively practical orientation. And from the point of view of educational methods, and from the point of view of the subjects included in the programs for students.

The insurance market of the US is the world's largest - on its share it is necessary practically third of all collected insurance premium - 1,2 bln. dollars. Thus each staff has the independent insurance legislation and adjustment.

The internet represents the new channel of realization of insurance products. Using the internet insurers can get on the market, passing long and expensive process of creation of traditional sales channels.

Insurance - the official social mechanism intended for reducing of risk by transfer of risks of several individual legal subjects to the insurer on the basis of the agreement between them.

Global tendencies to population aging, demand new approaches to provision of economic safety all increasing quantity of the American pensioners.

In insurance by granting to business of services of compensation of possible losses in the course of economic activities, there was a certain model of the organization of an insurance covering of risks. This model includes insurance of trade credits, and also grantings Surety Bonds.