Benjamin Yrungaray
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Benjamin Yrungaray is a member of the state bar of California (#256224), Pennsylvania (#208558), and New Jersey (pending). He lives in Orange County and works for Higbee and Associates law firm. He also handles bankruptcy and loan modification cases at First Source Law
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Most consumers know bankruptcy can eliminate some types of debt, but they are unsure which type of bankruptcy to consider. There are two types of consumer bankruptcy. Chapter 7 bankruptcy is a type of personal bankruptcy and can be referred to as straight bankruptcy. Chapter 13 bankruptcy is another form of personal bankruptcy and is often referred to as reorganization bankruptcy. While the purpose of both Chapter 7 and Chapter 13 is to help the debtor get back on their feet, each form of ba
