Bill Loughborough

Cash-only, or cash-mostly, spending may be a good practice to incorporate into your budget. A recent report by FiLife.com, a financial information website in partnership with The Wall Street Journal, found that consumers could save 12 to 18 percent of their income if they primarily used cash.

Do you consider yourself to be a bargain hunter? Do you coordinate coupons from the Sunday paper with the weekly specials at grocery stores? Do you refuse to pay regular retail for a product?

Parenting, although difficult and full of challenges, can be one of the most rewarding and exciting journeys in life. The United States Census Bureau claims that there are about 13 million households in America where this journey is being experienced by a single parent. It is possible to create a budget and, if you involve your children, they may even learn good spending habits in the process!

If you are a budget-conscious online shopper, you've probably seen them before - websites offering free samples of brand name products, printable grocery coupons, discounts and deals on a variety of items. Online freebie hunting can be fun, but there are a few things that you might want to keep in mind.

Stores that sell everything for a dollar or close to it have been part of the shopping landscape for quite a while. But do these stores really offer money-saving solutions for frugal shoppers? Depending on what you need, you may discover dollar stores really could save you money

Debt Settlement, also known as debt negotiation, involves a personalized plan that effectively enables a debt settlement negotiator to negotiate a compromise with creditors to settle unsecured debts.

Car insurance is one of the most common bills that most households are required to pay. According to an online insurance marketplace, car insurance is the most widely purchased type of insurance coverage because automobile drivers are required to have car insurance almost everywhere.

Despite difficult financial times, the National Multi Housing Council reports that the apartment industry is not affected. In fact, affordable rental units will be coming available as desperate sellers try to rent out units that are just not selling in the current market, according to Bankrate.com, an online financial resource.

The Making Work Pay credit, one of the key tax provisions included in the American Recovery and Reinvestment Act of 2009, will result in more take-home pay for millions of American workers.

Living a "green" lifestyle will help the environment and put more "green" in your wallet. "Green" is a word that refers to so much more than the color of grass or money.