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Bryan J. Anderson - ArticlesI am a licensed securities and insurance broker. I focused my studies in finance and economics at the University of Montana and began my career in financial advising in Missoula. Over the years as I served successful people around the country, I learned the importance of macro-economic planning, rather than a narrow focus on short term investment objectives.
In my career, I have taken a lot of heat for being conservative. In these troubled economic times, conservative is in again, and the people who I work with are ecstatic. Those who didn’t take my advice now come back to me with a lot of questions, looking for safe and reliable alternatives. People now realize the importance of making conservative, calculated decisions in light of macro-economic forces- looking at the individual’s overall situation and long term goals, as well as the external macro economic forces at work in the global economy. This can be time consuming, but is essential to making an informed decision. Annuity Straight Talk is here to help investors eliminate the guesswork and pitfalls in selecting annuities, and if appropriate, place these products in the right overall context for each individual situation. That is my goal. I am in the business of selling annuities. I want to earn your business based on a foundation of trust, respect, and integrity. I’ve laid out all my decision tools for you to use to make an informed Annuity decision. You will be purchasing an annuity through an advisor, so if you are working with someone, please use these tools to verify what your advisor is telling you. Protect yourself and make sure you are looking only at quality products, from quality companies. Verify the reputation, costs, and performance of anything you consider. Too many people are “sold” annuities that are inappropriate, and consequently many others avoid annuities without getting information, and miss out on their potential as a safe investment alternative. If you are not working with an advisor or would like further advice on annuities, please contact me. I am here to earn your trust first, and only then earn your business. Sincerely, Bryan J. Anderson CDs- Losing Money SafelyCertificates of Deposit or CDs are a great place to put money, right? Well, the answer depends on if you are the bank or the customer. Why Buy Annuities?That is a simple question with a detailed answer. There are a lot of reasons why annuities are the perfect product for certain people. Why I Like Fixed AnnuitiesFinancial products, like everything else, evolve over time. Financial institutions are constantly working to develop new products that will give them a competitive edge against other companies. The market nowadays is flooded with too many new, flashy products that are really untested in the long run. High Yield Safe InvestmentsWhere does a person go to satisfy their desire for a safe investment with a reasonably high-yield? Looking through the best search engines on the web doesn’t offer much of an answer. Analysis of Annuity RatesWhat are the different types of rates in an annuity contract and what does it all mean? Variable Annuity AdvantagesAre there any? Of course, otherwise, variable annuities would not exist. This type of annuity product fits the needs and desires of certain investors. VAs have positive features as well as negative features, which means they are the right choice for some investors and not for others. Annuity Scams: Part IIFinancial fraud is a tragic part of the retirement investment world in general. The longest running case of fraud in America happens to be social security since the government has promised to invest social security taxes in a trust fund and use those funds to pay retirees. When Is an Annuity the Right Choice?With so many options for such an important decision, what is the retirement investor to do when it comes to annuities? The answer to the title question has two parts because there are two steps in the decision process that each come with their respective difficulties. First of all, is an annuity suitable for your needs? Second, which product specifically meets those needs? Hopefully this article will shed some light on these two crucial steps and give a logical guideline for today’s annuity Thinking About An Annuity? Know the Ground RulesInvesting is a competition. Everyone wants the best return they can get and money managers live and die by the performance of the funds they manage. Perhaps the most brutal competition is seen between consumers and financial institutions. This is rarely a fair fight since major institutions employ some of the brightest financial minds in the world. The Trouble With Variable AnnuitiesI think everyone is getting a little tired of all the bad news in the financial industry. The issuing companies of certain variable annuity products are the latest headline makers. It’s time to start using the bad news to your advantage. Identify the products and companies in question and void them in favor of companies that continue to perform well.
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