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![]() Cathy Pareto - ArticlesCathy Pareto, MBA, CFP®, AIF® is the Founder and President of Cathy Pareto & Associates, Inc. a fee-only financial planning and investment management firm.
www.cathypareto.com Blog http://cathypareto.blogspot.com/ Avoiding Investment FraudIt’s Darn Near Impossible to Open a Newspaper Today Without at Least One Headline Referencing Financial Fraud and Abuse. as the Financial World Shakes Out Its Demons Amidst a Global Meltdown, More and More Financial Shenanigans are Likely to Come to Light. Who is Going to Protect You? It's Quite Clear That Federal Regulators Like the Sec Have
been Asleep at the Switch. so Who is an Investor to Trust? How Can You Assure yourself That You are not a Sitting Duck? What'S Driving Gold?Much Attention Has Been Given to the Rise in the Price of Gold in Recent Weeks, Leading Investors to Wonder, What are the Current Factors Driving Gold? the Easy Answer to That Question is --fear. We Have Already Witnessed an Eight Year Bull Run in Gold, But Many Believe That It’s Bull Run is Far From Over. What is Gold’s Role in the Credit Crisis? is Buying the Metal a Better Investment Than Investing in Gold Mining Companies? is it Too Late to Cash in on the Growth? Should You Keep Investing in a Sinking Market?Sure, it’s been a rocky year in the markets—to say the least. It is so hard to for anyone to hide from the perpetual bad news, so in times like this, it’s easy to let our emotions cloud our good judgment. Despite the erratic movements of the global markets lately, many of us continue, with great discipline, to plow money into our current savings programs, whether through brokerage accounts or our 401k plans. But, is this the right thing to do? Or, are we throwing good money after bad? Common IRA Rollover Mistakes to AvoidIf you don’t know the rules of the game, it’s easy to get fouled out, and when it comes to IRA Rollovers, those fouls can
cost you big money if you are not careful. It’s inevitable, at some point or another we might ditch one provider, advisor or
fund company for another. Or we may leave one job for a new one or simply retire. If you are planning to, or have already
initiated an IRA Rollover, watch out for these common mistakes, because one misstep can cost you dearly. Are All Financial Advisors the Same?The financial services industry is a very crowded space. With so many “advisors” to choose from, how do you distinguish
what type of financial advisor you are working with? How do you know who you can trust with your money? Many financial
advisors are nothing more than glorified salespeople with a clever title. The investments they sell have a direct
correlation with the compensation they receive. Given those dynamics, what are the odds that you will receive objective advice? 7 Good Reasons to Fire Your AdviserGood reasons to fire your Adviser - some you may not have thought of but should be considered. Read this article to know what they are. Common IRA Rollover Mistakes to AvoidIf you don’t know the rules of the game, it’s easy to get fouled out, and when it comes to IRA Rollovers, those fouls can cost you big money if you are not careful. It’s inevitable, at some point or another we might ditch one provider, advisor or fund company for another. Or we may leave one job for a new one or simply retire. If you are planning to, or have already initiated an IRA Rollover, watch out for these common mistakes, because one misstep can cost you dearly. Market Insanity: to Sell or not to SellI vowed after turning thirty to never ride roller coasters again. My stomach can't seem to take it anymore. I'm getting that same sinking feeling from the financial markets lately. The last several months have been quite trying for long term investors. Economic factors beyond our control have wreaked havoc on the global economy, and watching from the sidelines has been difficult to endure. So, what should you do as an investor? Should you hold, should you run for the exits? Are the Joneses Keeping You From Building Wealth? What You Can Do to Change ThisIt's hard to pin down when it happened but it happened. At some point, society subtly taught us that we are what we have or what we own. And thus the race to keep up with the Joneses began, making you go on shopping sprees that you
couldn't afford, and racking up debt you will have a hard time paying off. That ever present feeling that you had to keep up with the Joneses has kept you from building the wealth you deserve, and for what? So what can you begin doing today to now to build wealth? Inheriting an Ira? What You Need to ConsiderReceiving an inheritance can be a nice windfall. But, when it comes to inheriting an IRA, the tax rules can be tricky and your decisions regarding this asset can have far-reaching tax implications. Mistakes can be very costly. So, before you decide what to do with it, find out what your options are so you can maximize the dollars you keep.
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