As a co-founder of Chappell, Mayfield & Associates, Charles assists countless individuals and businesses in achieving financial independence with appropriate insurance and financial products. Charles launched his financial planning career as an agent at Prudential Financial in 1997, where he was a three-time Million Dollar Round Table member and a nominee to the first Prudential Field Advisory Council. Charles holds the CFP® designation, as well as the CLU and CLTC designations. He has a B.S. in Management from Georgia Tech. Just as Charles is committed to his clients' financial well-being, he also takes an avid interest in benefiting his community. He is Past President and current member of the Board of Directors of Jerusalem House, on the Board of Councilors at The Carter Center, and a member of the Peachtree Road United Methodist Church. At Prudential Financial, he served as chair of the Prudential Connection Atlanta Outreach Program. Charles has lived in Atlanta since 1992 and has a son Dylan
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Your accountant does it. Your mortgage company does it. Why shouldn't you take advantage of setting up a monthly accrual system to save for your annual expenses? Even just a little bit truly does add up over time, eventually becoming a sizable amount that can bring some relief when paying for larger expenses. In a perfect world...
Whether you're checking luggage or accumulating travel miles, chances are you have seen an increase to your fees in recent years. As regulators continue to close in on some of the traditional revenue sources for banks, it is apparent that banks will look to make up some of that revenue by adding fees to common transactions or occurrences.
Welcome or our final chapter of Bond Basics! As investors, we tend to assign less risk and more safety to these types of investments. While this is a true generalization, NO investment is without its risks. To wrap up this three part series, I'd like to discuss some of the risks that are associated with bonds and some ways to mitigate them...
In this portion of the Atlanta Planning Guys blog, we will focus on the nature of bonds, how they react and why they react the way that they do. When evaluating your retirement plan, it is so vital to fully understand the role bonds play in your overall portfolio, and should play in any investor's portfolio...
Bonds are an integral part to any diversified portfolio. They add needed diversification to balance the volatility of stocks. Also, the income they provide is a complement to the capital gains (and losses) of stocks. Studies have shown that a diversified portfolio should have between 25 and 40% in bonds. This three part series is going to get into the basics of a Bond and how it works...
Doctors and advanced treatments seem to continue doing a great job of keeping us alive. People are living longer despite continued downward overall health trends of our population. Couples are having children later and, as a result, their children may still be minors when their parents become senior citizens. Medicare continues to cut benefits for skilled care. So we are caught caring for children & parents. Read on for helpful tips to prepare you for caring for young & old family members...
In times of like these, in an economic struggle, many of us look to tighten our belts to weather the storm. This is an incredible opportunity to build some healthy spending habits that can be used in good times and bad. No matter what size or shape your family's budget, there are always steps that you can take to build healthy spending protocols for the future. Here are my top 5 recommendations...
Our population is aging, the baby boomers are retiring and the only certainties still seem to be death and taxes. We have seen quite a few boomer clients who have lost their parents this year & come into new wealth. A financial windfall is something that family members can and should be prepared for. Here are a few things to consider to ensure that your loved ones financial legacies are carried on for years to come...
As we approach the kickoff for Super Bowl XLIV, I can’t help but wonder how many Americans are frantically trying to make those last few lineup changes to assure themselves of victory in their respective fantasy football league. With the help of a sound financial advisor, you can draft the ideal portfolio for you...
The American Recovery and Reinvestment Act was amended on December 19th, 2009 (ARRA). The ARRA has a provision that allows for the reimbursement of 65% of the premiums due to involuntarily terminated employees seeking to extend their health coverage under Cobra. Prior eligibility requirements allowed for this reimbursement if you were terminated between September 1st, 2008 and January 1st, 2010. This eligibility period has been extended through to February 28th, 2010.

