Craig Elliott - Articles

When You Need Private Mortgage Insurance

One of the biggest loans that most people in the United States take on during their lifetime is a mortgage for their house. Our system generally calls for a down payment of some type followed by a loan to cover the remainder of the house cost. Private mortgage insurance is usually required by the lender when the buyer puts down less than 20% of the sale price of the home he or she may wish to buy. Read

By: Craig Elliott | 11/04/2008 | Mortgage

Negotiating a Mortgage Loan

You have found the perfect home. You are ready to move – yesterday. But you have no idea how to go about in the mortgage world. All home owners learn their way through this maze and you are no exception. Take the time to learn – it is well worth the effort you put into it. Read

By: Craig Elliott | 11/04/2008 | Mortgage

Home Equity Loans to Help You Finance

Have you recently filed for bankruptcy? Are you in need of financing for home improvements or to consolidate the debt you have? Depending on the type of bankruptcy you have experienced, your credit score may be in better shape after the bankruptcy than it was before. Read

By: Craig Elliott | 11/04/2008 | Mortgage

Choosing a Mortgage Lender - What are the Main Criteria?

Purchasing property is a huge investment. Whether this is your first home or you're an old pro in the real estate market, it can be daunting to throw so much money into a single purchase. Most people do not have enough to pay for a property in cash. Read

By: Craig Elliott | 11/04/2008 | Mortgage