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credit plus - ArticlesCar Loans Have Some Great Rates!Cars Loans Annual Percentage Rates Can Be As Low As 7.9% Road Tax Prices are Set to Change Under New Labour PolicyRoad tax changes are set to affect 9.4 million motorists in 2010-11. These reforms will effect the ‘gas guzzlers’ of the motoring world according to the government. What is Better in the Current Climate – Secured or Unsecured Loans?Unpaid secured and unsecured personal loans can all result in CCJ’s. CCJ’s, or county court judgements are issued to solve problems like personal injury, family disputes, debt repayments and breaching of contracts, which involves some property or goods. If the borrower does not pay the debt in 1 month, these people are tagged with bad credit for 6 years. Unsecured loans with CCJs have been devised keeping the monetary requirements of such people in mind. Making the Purchase of Used Cars Safe and EnjoyableA used car that has been taken care of and is up to date in services can be a better investment than purchasing a new car. This is due to the depreciation a new car experiences as soon as it driven off a forecourt. So when looking to buy a used car, and when looking to sell a car, what information needs to be considered? Buying a Car – Now is the Time!!Buying a new car is likely to be one of the biggest purchases you make other than buying a house, therefore when buying a car it is important to take many issues into consideration. Sell a Car or Buy a Car – it Can All be Done OnlineViewing cars for sale has never been easier. Online capabilities have made it possible for consumers to buy and sell cars from the comfort of their own home. “Consumers consider online shopping and traditional shopping to be closer substitutes than any other pair of channels” (Ward 2004). Bad Credit Does not Mean You Will be Refused Car CreditA bad credit rating can be viewed as a mountain to climb for those affected by it. Consumers may deem themselves in a position where they are unable to receive any finance from lenders. This is however, not true. The Consumer Wins in the Competitive Used Car MarketThe used car market is becoming a more feasible option for consumers in our current economic climate.
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