creditfaq - Articles

Loan Questions & Answers
Am I getting a free loan? It sounds too good to be true but I took out a loan from a ridge and although I was supposed to start making repayments months ago no money is individual taken. Has this happened to anyone else contained by the UK and is it likely they will come and receive it eventually if I don't remind them? Read
By: creditfaq | 09/11/2009 | Loans

Mastercard Q&A
Credit card use underneath 12 years yrs? there is a credit card call ''MOL freedom card'' and im 14yrs can i use the card?& how much i can put inside for the first time? & is it debit card or mastercard something like that??CUZ i reallly want a credit card..... Read
By: creditfaq | 09/11/2009 | Credit

Payment FAQ
Am i doing the right article for my credit? my credit score is really bleak from my college years. about six months ago, i get a credit card with orchard edge and set up automatic payment so i'm never deferred and only engender small purchases. i have set up alike thing for my student loans. do you suppose this is enough to advance my credit? Read
By: creditfaq | 09/11/2009 | Credit

Visa Questions & Answers
Applying for a credit card-what info should i put? i'm trying to apply for a credit card online (i already have a student from BofA) and it's asking how much i'm making, occupation and house payments/rent. I'm a student, i live next to my parents (so i pay 0) and i work as a piece time job near my parents. Should i just put student and that i'm paying 0 on rent? Read
By: creditfaq | 09/11/2009 | Credit

Lender Questions and Answers
I've hear that every time someone runs you credit mark, it affects your rating. Is this true? I am looking to buy a house and would like to shop around for the best interest rate. However, someone told me that every time a potential lender runs your credit win, it affects you credit rating in a distrustful manner. Read
By: creditfaq | 09/11/2009 | Loans

Experian Q&A
Can i donate prehistoric accounts to my credit report? I reviewed all three credit reports and found that there are a few out-of-date, and paid in full accounts that are not on my Equifax and Experian credit report, but are on transunions. Can I request that said rationalization be added to Equifax and Experian, and will it help my score? Read
By: creditfaq | 09/11/2009 | Credit

Equifax FAQ
Can I request my credit card company to report grant history to adjectives 3 credit bureaus? One of my credit cards only reports to TransUnion, and my student loan lender merely reports to Equifax and Experian. Can I request each of them to report to adjectives 3 bureaus or do they only follow their company's policy?Specifically, can I require them to do so? Read
By: creditfaq | 09/11/2009 | Credit

Debt Questions & Answers
Are in that sources out nearby who provide personal loans if you've file for liquidation? If yes, could I get the name(s) of these companies.Also:1) Do they charge you an inital levy?2) I'm not looking to get into highest debt again. Just a smaller loan to clean up some debt not covered through the collapse and that I will be able to afford to discharge back monthly lacking digging a hole for myself. Read
By: creditfaq | 09/11/2009 | Credit

Credit score Q&A
About how copious points will credit move about up? I have a friend I am helping to augment his beside making him an authorized user on some of my accounts. He has singular 40 points since he's at 620. How many points, on average, does an "excellent" credit history add on per credit card? Read
By: creditfaq | 09/11/2009 | Credit

Credit report FAQ
Can i draw from a full credit report from my sandbank? Hello and thank you to any who can assist me here. I was just this minute rejected for a loan i needed because of my credit report. Where can i get a full copy of my credit report so i can see exactly what i owe? Read
By: creditfaq | 09/11/2009 | Credit