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Smith & Gromann, P.A./CreditLawGroup is a national law firm concentrating on providing representation to consumers, including those affected by the current mortgage and debt crisis. We provide cost-effective and accountable representation on the matters of: Foreclosure Postponement, Loan Modification, Mortgage Document Audits, Refinance and Transaction Services, Shortsale/Payoffs, IRS Debt Negotiation, Real Estate Tax Appeals, Credit Repair, & Debt Settlement. We are a real law firm representing clients under federal and state law. Don't trust your future to unlicensed "consultants" and generic companies. With a law firm you can assure that your interests are properly represented on what are critical legal matters.
The hiring of a lawyer is an important decision that should not be based solely on advertisements, Before you decide, ask us to send you free written information about our qualifications and experience. This blog subject to the terms and disclosures set forth at www.creditlawgroup.com
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 Choosing the Right Reloadable Credit CardFor those of us in today’s society who are unable to get a valid bank account or credit card, for whatever reason it may be, do I have the solution for you. The answer to your credit problems, well, at least the beginning answer, is a reloadable credit card. Ways To Save Money In An Expensive CountrySave money so that you can do more things that you enjoy. Read this blog for tips to find out how! How Your Spouses Credit Score Can Affect YouAlthough bad credit isn’t contagious married couples will sooner or later feel the affects of a spouses less then perfect credit score Navigating A Short SaleA brief rundown on how to do a short sale. As home values continue to decline, short sales have become one of the most viable solutions for millions of underwater homeowners who are facing foreclosure. Unfortunately, it is very difficult to successfully negotiate a short sale with most lenders today. Find out how to speed up your short sale by avoiding some of these obstacles... What is a Short Sale? Whom Should I Hire To Negotiate a Short Sale With My Lender?Negotiating a successful short sale is no easy task. It will require countless hours of phone time and inevitable frustration.A short sale describes the process of negotiating with your lender to get them to accept less than they are owed for your property. A short sale is an ideal alternative to foreclosure if you owe much more your home is worth and you no longer want to own your property. Facts About Credit CardsA list of little known facts about credit card companies policies and how they benefit you. What Is A Charge Off?A charge off is when a consumer is very late on a payment (usually 120 days or more) that the credit company claims the debt as a loss. Liens and your Credit ScoreImportant information about all the different types of liens that every consumer should know! Major Retail Stores & Identity Theft ClaimsMillions of customers of major retailers have had thier credit card information stolen! American Financial Crisis Goes GlobalAmerica is not the only country dealing with a financial crisis. Bank failures and bailouts are occurring all across the globe.
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