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 Police Force Face Claims for Race DiscriminationOver recent months the British Police Force has found itself dealing with a number of claims for compensation due to discrimination in the workplace on grounds of race and ethnicity. One Police officer has submitted a claim for £500,000 pounds because he believes he was discriminated against and denied a promotion unfairly. Moving House in the UK is an Expensive BusinessThe whole process of buying and selling houses can be very expensive and is additional stretch on people’s finances. Two of the biggest costs are conveyancing and tax which can add thousands of pounds on both the buyers and sellers bills. More People Choosing to RentRecent figures show the number of houses sold in the UK in the last five months has fallen by 32 percent compared to the same time last year. Figures by the HM Revenue and Customs which record the houses purchases of properties worth more than the initial forty thousand pound tax band, show that the number of properties sold between January and May 2008 was only 504,000 which is down from 743,000 last year. Loans Lead Companies Branching OutFor banks and other financial institutions finding enough people who want to use their loan products has not typically been a problem in the past. However due to recent events within the global financial markets, lenders have tighten up their lending criteria across a range of their products to ensure they are not going to lose money by lending to high risk individuals. Brits are Taking More Cash on Holiday to Avoid Credit Card ChargesCredit cards have become a prominent part of modern day life with British consumers using them to pay from everything from the household bills to purchasing a new car. More people have also started to use them abroad on their holidays as a convenient way to pay for goods and services or as a means of withdrawing cash. Legal Firms Struggling to Find Conveyancing WorkLegal firms who specialise in offering a conveyancing service are beginning to struggle to make the profits they were once used to. The downturn in the housing market has meant there are far less buyers and therefore fewer houses are actually selling. Cap on Compensation for Whiplash Injuries to be ReviewedCar insurers in Canada are predicting a steep hike in insurance premiums if a current cap on compensation payments is removed. The average increase in rates is estimated at around eleven percent, which is a huge increase and way above the rate of inflation. Asbestos Victims are Dying Before They Can Receive Their CompensationPeople living in Australia, suffering from mesothelioma, a disease caused by asbestos poisoning are passing away before their claims for compensation are being heard. One Sydney Judge believes this is due to a cost saving measure which was implemented in 2005. First Time Buyers are Struggling to Find MortgagesYou may be forgiven for thinking that in today’s current economic situation finding a mortgage if you are a first time buyer is near on impossible. You would be right to a certain extent, in that mortgages for first time buyers are definitely harder to come by, but they are not completely extinct. The housing market relies on first time buyers to keep it buoyant and enable people to move to the next rung of the ladder. A Little Piece of Good News for the Gloomy Property MarketThe housing market in Britain is on a decline with more and more people being forced to sell due to rises in mortgage interest rates, and less buyers willing to invest in housing. More first time buyers are staying away from the housing market altogether as lenders become stricter their lending criteria and harsher with their interest rates.
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