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Dave D. Clark - ArticlesDave Clark is an attorney and enjoys writing consumer legal articles. He began his practice in 1984. His focus is on consumer legal rights, bankruptcy, and workout situations. Contact him through his website, Bankruptcy Strategies U.S., if you have questions.
The Automatic Bankruptcy Stay ExplainedThe limitations of the automatic stay are different in Chapter 7 bankruptcy and Chapter 13 bankruptcy cases. The chapter you select should optimize your filing strategy to receive maximum benefits. A few months to prepare will enable homeowners to retain their homes and restructure debts profitably, and perhaps avoid filing altogether. Stopping Foreclosure with Chapter 7 and Chapter 13Stop foreclosure dead in its tracks with the bankruptcy automatic stay. Filing automatically invokes a federal prohibition against continued collection of debts, repossession, foreclosure, and the enforcement of mortgage liens. Chapter 13 Bankruptcy StrategiesFind out when to use Chapter 13 bankruptcy rather than Chapter 7 to gain the greatest benefit when filing. The rules for each chapter are different and the advantages may multiply exponentially when converting from one chapter to another. Bankruptcy Planning – What You Should Know About TransfersThis article provides insight into the planning and strategy phase of bankruptcy. Discover how to keep all assets and discharge all debts. With sufficient time, you too can increase your net worth dramatically and live a debt-free life. Filing Bankruptcy Again – Strategies to Avoid Chapter 13This article explores limitations, risks and opportunities when filing Chapter 7 bankruptcy again. The author advocates comparing alternative debt relief options, while and preserving all Chapter 7 rights, to insure the quickest financial recovery. Filing Multiple Bankruptcy Cases – What You Should KnowThis article explores limitations, risks and opportunities when filing Chapter 7 bankruptcy again. The author advocates comparing alternative debt relief options, while and preserving all Chapter 7 rights, to insure the quickest financial recovery. Chapter 7 Strategies for Financial SuccessYou may notice that some people seem lucky. When confronting difficult situations, they have better options, rebound quickly, and come back stronger. This is not luck. These people plan for success and keep their options open. A Primer on Bankruptcy StrategyWhen creditors are knocking, it is time to reconsider your priorities. Slipping behind on your payments—occasionally—is not a cause for concern. You know you can stretch your bills a month or two and catch up, paying only a few late fees. Chronic lateness however is an entirely different matter.
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