David Chazin - Articles

 (151)

David Chazin is a fee-based financial planner with Sagemark Consulting. His practice focuses on providing his clients with a comprehensive solution to their financial needs. He delivers objective, strategic, and prudent advice designed to help his clients accumulate, retain and transfer wealth. This typically involves developing a customized, fully comprehensive financial plan identifying issues that need to be addressed and outlining steps that need to be taken. David then helps his clients implement the recommended strategies to best reach their financial goals, giving them a great deal of personal attention and adapting their plan to fit their ever-changing lives.

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52

Why Consider Variable Annuities?
You may already participate in an employer-sponsored retirement plan and/or contribute to an Individual Retirement Account (IRA). If so, congratulations! You're one step ahead of many Americans when it comes to saving your money. But chances are you will still need additional retirement savings to secure your financial future and reach your retirement goals, if so consider variable annuities. Read
By: David Chazin | 16/07/2007 | Finance
Popularity
58

Tax-efficient Investing: a Wise Choice
Taxes can take a chunk out of your investment returns; yet, many investors don’t give much thought to taxes when they make investment decisions. While investment decisions shouldn’t be based entirely on tax considerations, tax-efficient investing may make a significant difference in your net gain. Employing some of the following strategies could help you retain more of your potential investment earnings and lessen your tax obligation. Read
By: David Chazin | 16/07/2007 | Taxes
Popularity
52

Considering your Stock Options
To attract and keep top employees, more companies are offering them employee stock options. If you receive employee stock options as part of your compensation package, careful planning can help you make the most of them. Read
By: David Chazin | 16/07/2007 | Finance
Popularity
53

Retirement Planning: Scared or Prepared?
If you are planning on winning the lottery, don't bother reading this. For the rest of you, however, it is never too early to begin planning for a comfortable retirement. Given the new economic realities of retirement planning, building up a nest egg is a top priority. This article will help give you a perspective of how prepared you are for retirement. Read
By: David Chazin | 16/07/2007 | Finance
Popularity
50

Do Retirees Need a New Investment Strategy?
If you’re like most investors, you want to achieve growth while you’re working and income after you retire. But that doesn’t necessarily make it smart to change your investment strategy when you retire by shifting your portfolio completely out of stocks into less volatile, “income” investments like bonds and cash equivalents. Read
By: David Chazin | 16/07/2007 | Investing
Popularity
50

Plan Today for Retirement Tomorrow
Planning and saving for retirement, like cleaning out the attic, may be something you figure you'll get to later. But when "later" arrives at retirement age, you may not have the financial resources to enjoy your golden years. Are you prepared for retirement? Read
By: David Chazin | 16/07/2007 | Finance
Popularity
50

Plan Ahead for your Company’s Survival
Many successful entrepreneurs choose to ignore the need for planning for their business succession, this article covers business succession planning within the family business and outside of it. Read
By: David Chazin | 16/07/2007 | Finance
Popularity
52

Organizing your Business as a Limited Liability Company
As a sole proprietor, you've enjoyed watching your business take off. Your customer base is building, orders are steady, and your overhead is under control. But with this growth, you now realize you can't handle everything yourself. You need to attract investors, take on a few associates, and protect your personal assets from your firm's liabilities. Read
By: David Chazin | 16/07/2007 | Finance
Popularity
52

Buy-sell Agreements Keep your Business Afloat
This article goes into detail about the two main types of buy-sell agreements. The two basic types of buy-sell arrangements: the "cross-purchase" agreement and the "stock redemption" agreement. Life insurance can be used to fund both. Read
By: David Chazin | 16/07/2007 | Finance
Popularity
57

Multi-generational Iras — a Strategy for Retirement Assets
Who should benefit from your retirement assets — you and your family or the federal tax coffers? The answer is easy: you and your family, of course; however achieving that goal is more difficult. This article talks about strategies for retirement assets and how to achieve that goal. Read
By: David Chazin | 16/07/2007 | Finance