Delphine Paterson
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Delphine Paterson is an independent business and financial consultant who operates in the South East of England. Her aim is to help businesses generate more profit, increase cash flow, secure the financial support needed to grow their business and take the risk out of their strategic decisions.
As a qualified accountant she has made lending decisions within banks, allocated bank credit grades which drive pricing and worked as an industry analyst. This means she sees businesses from a lending, financial and industry angle to help them succeed whether they be start-ups, owner-managed businesses or larger companies. She specialises in bespoke financial modelling, tailored management account systems, business plans and strategic reviews.
Recent Activity
As a result of the financial crisis and in a bid to improve transparency, the International Accounting Standards Board ("IASB") recently issued new standards to improve guidance on Off Balance Sheet activities. If material, these may impact the analysis of company risk, lending and investment decisions.
Whether your house is an investment or a home what are the prospects for its value going forward? What are the key dynamics that impact on the price of UK homes and how are these likely to change in the future?
We all know what house prices are now. What we really need to know is what is going to happen to them in the future.
Top tips to help you access funding so you can move your business forward.
You must budget and plan ahead if you are to understand the movements of cash within your business and make it more successful. This is more important than ever in these difficult economic times so you can stay ahead of your competition.
Although the economic outlook is still uncertain it is precisely now in the cycle that businesses must plan their future and their finances so they do not get left behind as the environment improves. So what action should a business be taking now in order to stay ahead and improve profit and cash flows?
What will happen to the value of your home going forward? Why do different indices tell us different average home prices and different percentage changes in the market? We answer these questions and investigate the factors that influence the price of your home.
Most requests for bank finance are turned down not because clients are a poor credit risk but because they have approached their bank ill-prepared. A bank needs to understand your business so it can be confident in your business and in you as manager. If you approach a bank professionally you will stand a much better chance of obtaining the finance you need and negotiating a lower rate. Follow our steps to communicate effectively.
