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Dennis Jarvis is a licensed California broker with extensive knowledge of the Individual and Small Group health market in California. California health insurance Sort By: Date | Popularity
 Viatical Settlements and Life InsuranceMost people on the street have no idea what a viatical settlement is and in our opinion, hopefully they never will. Somewhere between CDO's and reverse mortgages, the sophisticated financial world of viatical settlements and life insurance exist. Let's take a look at what they are and how they work.
The... The Life Insurance Market ShareThe fact that one person (much less 1 million people) buy a particular life insurance plan from a particular company is not exactly a reason to go out and do the same but it's interesting to at least take a look at market share. Let's get a snapshot of the... Hybrid Life Insurance PlansThere's not much cool factor in life insurance. Many of the common perceptions of the industry as staid and frightenly conservative have some basis of truth behind them. Finally, something exciting in the world of life insurance. Hybrid term life insurance. Let's take a look at one of the... How Long Does Life Insurance Underwriting Take?When most people think of how long the life insurance underwriting process takes, they probably picture some poor guy behind a desks with stacks of files and life insurance applications collecting dust behind him. This probably wasn't too far from the truth a few years back but the industry is... Life Insurance and the Suicide ClauseIt's not a pleasant subject, but we need to discuss the suicide clause found in most life insurance policies. It ties in with an insurance concept called adverse selection so let's take a more in-depth look at how the suicide clause works in life insurance.
First, let's look at the definition... Contestability Clause and Life InsuranceThere are all kinds of clauses involved with life insurance policies. It's a veritable attorney's dream (or nightmare) reading through the typical life policy. One very important clause that bares further explanation is the contestability clause. Let's go through this clause and understand its impact on you as the... The Life Insurance Payment Grace PeriodLet's talk about the common grace period for payment of your life insurance premium. It's an important safety net but you want to avoid anything that jeopardizes your policies' protection so try to avoid using the grace period all together. Let's look a little closer at the payment grace period.
The... Cholesterol and Life InsuranceIt's in the news and seems to pop up in commercials every five minutes...the warnings and apparent medication fixes for elevated cholesterol. Needless to say, cholesterol has an impact on your life insurance eligibility and perhaps more importantly, your life insurance rate. Let's look a little closer at how cholesterol... A Look at Temporary Life InsuranceAn interesting part of the life insurance enrollment process is the securing of temporary life insurance while in process. Having some type of protection immediately goes a long way towards the peace of mind that you are purchasing through life insurance. Let's look a little closer at how temporary life... How Your Driving Record Affects Life InsuranceYou eat well, exercise daily, and in general, lead a health lifestyle. Qualifying for life insurance should be pretty easy! There is that little issue of a chronic lead foot in your re-created General Lee and multiple speeding tickets but hey...you're Vegan! Driving record definitely affects your ability to qualify...
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