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Professional Disability Insurance What It Is So-called professional disability income insurance can address a combination of business and personal needs since the professional person's work is the source of income that pays for both business and personal expenses. For insurance purposes, professional DI policies are those written for people in certain occupations...

Who Is a Key Person? Deciding exactly who is a key person in a business is sometimes easy, sometimes more difficult. Generally, in a smaller business owned by one person or just a few people, the owners can easily be identified as key people. However, even in very small businesses, certain...

No matter what type of annuity you purchase, it is subject to a 10 percent IRS penalty for withdrawals of growth of income made prior to age 59 . No penalty is imposed on one's principal, i.e. the money put in by the owner is the owners money. It makes no...

It is without doubt that insurance continuing education is one of the best ways through which any company involved in the delivery of these services can push their rating to the next level.

In today's world when more and more people are opting for various insurance services, the business of insurance industry is booming like never before. Because of this more and more people are joining insurance sector as it is providing them ample job opportunities.

Employees and employers frequently ask why the insurer cannot combine employment benefits and Workers Compensation, thereby providing 24-hour coverage for accidents and illnesses.

The field of Long Term Care, i.e. the providing of care (skilled, intermediate and custodial) for individuals who require such care, and furnished by Nursing Home, Community Care Retirement Centers, Adult Living Facilities, Home Health Care, and other such providers.

Obviously, the first step in this plan would be to verify that the employee receives first-aid and other immediate treatment for their illness or injury. Needless to say, the proper first-aid treatment often saves the life of the patient, and at the very least, lessens the severity of the injury. As a precaution, the first-aid should be administered only by qualified individuals.

Treatment review can be either Prospective, Concurrent, or Retrospectively, as explained earlier. Review can be at any or all of these points in treatment.

Like Utilization Management, a third party, other than the healthcare provider and the patient, becomes involved in the treatment process and is necessary for Medical Case Management. While Utilization Management involves only the provider of medical care services, whether hospital, doctor or specialist, Medical Case Management intervenes with both the provider and the patient, taking a much more active role in the treatment process.