Edwin Ivanauskas

The Community Financial Services Association (CFSA) has established a set of Best Practices that members of its trade association must abide by to retain membership. Here is a list of these best practices as listed on their website here and what they mean for the consumer:

A list of important things to consider before you apply for a Payday loan.

Payday loans, like another other loans, require you to submit personal information. Unlike other loans, payday loans tend to have a very quick turn around time and use more convenient ways to get this information from you. But convenient can sometimes mean lowered safety.

While a Payday loan provider may provide a chart or short explanation of the cost or APR for your loan based on the size of the loan and its term, they are not so forthcoming with additional fees or hidden fees.

A notary public is a person that witnesses the signature of certain documents, makes sure the signers are who they say they are, and they administer oaths if needed. Though the qualifications for how to become a notary differ from state to state, the basics are about the same. This article provides a step by step overview of what you need to do to become a notary public.

Saving for retirement is similar to saving for other things in that you have similar investment options. Here is a run-down of the traditional investments and how they can work as retirement investments.

While looking at planning your retirement, you may have noticed there are a wide variety of retirement accounts available to choose form. This article will give a detailed breakdown and comparison of the different retirement accounts to help you decide which is the best choice based on your circumstances.

A retirement annuity is a defined contribution retirement account sold exclusively by life insurance companies. The earnings within a retirement annuity are tax deferred until withdrawal. Insurance companies can offer a variety of guarantees with their retirement annuity products, but these benefits come with extremely high fees.

This article provides you with a comprehensive explanation of an individual retirement account (IRA) including benefits of using an IRA, contribution limits, withdrawal restrictions and penalties, and an overview of different types of IRAs available.

This article provides an overview of 401k retirement accounts. You will learn about the different types of 401k plans available as well as the contribution limits and withdrawal restrictions.