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Emerson Poort - Articles Finding the best underwriting company for an apartment operation can be a real challenge, especially for insurance agents who don't work in this area every day. To work effectively with underwriters and the few good companies that do insure apartments, an agent has to know the apartment industry and has to be able to speak knowledgably about apartment complex clients and prospects.
We have the knowledge and expertise to work with you and company underwriters for the best policy for you. Visit us today for a speedy customized quote. Follow us on Twitter http://www.twitter.com/aptcondoinsure Sort By: Date | Popularity
 Can a COA-HOA Define a Species for Service Animals?Community association boards often waver between doing what’s expected of the community per the bylaws and what’s right to do. Case in point – pets. Seeing-eye dogs are the obvious exception to your board’s rules. But what about service monkeys or guide horses? Bringing Rural Broadband to the FarmIn the 2007 Ag Census, it was reported that 56% of US farms had internet connections of some kind. However, only 33% had high-speed, or broad band connections. Twenty states rank below the US average in high-speed internet use (or availability). Collecting Overdue Condo FeesIt’s no secret that foreclosures are crippling the condominium industry. Owners of condos who aren’t delinquent are beginning to experience a shortage of services that they expect and pay for. That leaves condo association boards fighting a larger issue – how to maintain contractual obligations without bankrupting the condo association? How much control should a condo association have?Be careful what you wish for. That’s the hard lesson learned by one Pittsburgh-area condo association board. The board fought for, and won, independence from the local township when it came to roadwork and maintenance, and may be regretting their decision. Hotel Property and Market Value ReassessmentUnless you’ve been hiding under a rock, you already know that real estate values have taken a mighty hit. What once was up has indeed come down, which may not be all bad news for your hotel business. It's tough being the Grinch. Defending a Non-Secular PropertyIt’s tough being the Grinch. It’s contentious ground, to be certain. To allow any one religious sect to put up religious displays on condominium property should be something your condo association has addressed in plain language – no temporary displays on condo property. However, what constitutes a display? Apartment Complex Insurance – Each Complex Is UniqueApartment complex owners who own several apartment complexes under one business model usually get an instant education on the nuances in apartment insurance policies. That’s because for every unique apartment complex, there is an equally unique coverage requirement in place. Why General Liability is Too General for the Hotel IndustryIf you’re relying on a generic commercial general liability insurance policy to cover your hotel business, oh, the gaps you’ve created. Oh sure, the general liability policy is going to cover your building and grounds, but it doesn’t begin to address the specific risks that hotels face. Have volunteers? Got Workers compensation insurance?Suppose all condo association members are volunteer. So why would you need workers compensation insurance? Some states take a very broad view of the definition of “employer-employee” relationship under workers compensation coverage and claims. How Smart is Your Association Board?Directors and officers insurance coverage (D&O) is a must for any association board. While well-meaning board members may act in what they think is the best interest of their association members, their actions, or lack thereof, could expose your association to a number of potential losses.
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