Emma - Articles

Investing Cash

Cash on deposit in a bank or building society can earn interest. The amount of interest that you will receive depends upon a number of different things. Read

By: Emma | 04/08/2008 | Personal Finance

Use Your Sipp to Purchase Property With a Business Partner

Q. My business partner and I are looking to buy new commercial premises. I want to buy my share using my SIPP but my partner does not have one. Is it possible for a SIPP to purchase a property with a non-SIPP co-owner? Read

By: Emma | 01/07/2008 | Real Estate

Using Your Sipp to Borrow and Lend Money

The SIPP Trustees can borrow from a commercial lender to buy commercial property. The amount that can be borrowed is a maximum of 50% of the net asset value of the SIPP immediately prior to the borrowing and will take into account any existing borrowing. The borrowing limits are set by HMRC. Read

By: Emma | 22/04/2008 | Investing

What is a Sipp?

A SIPP is a type of pension plan. A SIPP differs from a traditional pension plan as it allows you greater control as to how to invest your funds and when and how they can be taken as retirement income. How the SIPP investments are managed is up to you. Read

By: Emma | 13/03/2008 | Investing

Using your Sipp to Purchase Property

Including commercial property within a SIPP can have many benefits, particularly the diversification of assets, a rental income stream and long term capital appreciation with a lower volatility than equities. Read

By: Emma | 08/02/2008 | Investing

What you Need to Know About Sipps

Planning for your retirement can be a difficult task due to there being so many pension plans on the market. It is important to do a lot of research in order to find the plan that suits you. This article is going to focus on Self Invested Personal Pension Plans (SIPPs). Read

By: Emma | 05/02/2008 | Investing