Eric Bayne

Some experts believe that there's no difference in whether you avoid taxes at the beginning of your investment as with a regular 401k or at the end. But if you go through the calculations, you will see that is not exactly true.

A significant number of people that change jobs choose to leave their money with their old employer instead of rolling it over. A primary reason for doing this is that the 401k plan has been very successful in beating the investment earnings of other plans. But, another reason might be that the new plan does not accept rollover monies.

If you are about to retire and have been diligently saving your money, investing in 401Ks, and actively taking control of your retirement funds - you are in the distinct minority. When the time for retirement arrives, well over ninety percent find that they are totally unprepared.

As some point, the government, realizing that many workers were not saving their money as diligent as they perhaps should, begin to create tax incentives to encourage them to change their ways. The 401k systems came about as one way of doing this. And it's been very effective.

Online surveys are simply the Internet version of the market research forums that companies have conducted for decades. As a consumer, you pull up the survey form which asks you to share your opinions of a series of questions about a proposed product or service.

Anyone preparing to launch a new product or service into the market realizes that there is no such thing as a guaranteed hit. Obviously, the manufacturer thinks that the product is a good idea, but what does the marketplace think?

Many people, when they retire, don't have much fun at all. Sure they no longer have to work, which is good. But, other than watching reruns of their favorite TV shows, they're not really living the retirement life that they envisioned because they just don't have the money for it. They've...

The very first Social Security check was sent through the mail in 1940 even though President Roosevelt had signed the Social Security Act into law, 5 years earlier. Ever since, many American retirees have been grateful to receive that monthly financial safety net as they entered their retirement years. It's...

If you are one of the many retired people managing their own self directed accounts, you need to find yourself a good retirement calculator. But even if you're young and just starting to work, you need to begin planning for your future retirement. How much money will you have to...

Many people, after having invested much of their money into a safe 401k fund, are ready to begin their retire with no money problems. But how many of them have actually taken the time to take a pen and calculator and begin to compute exactly how much of their monthly...