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Eric Wasselman - ArticlesEric Wasselman
How to Compare Airline Credit CardsWhen comparing airline credit cards there are certain fixed features to consider. These are APR (Annual Percentage Rate), how many miles you have to log to redeem rewards, what are the rewards, which airlines are covered and can points be redeemed on other vacation or travel related expenses such as hotels. How to Compare 0 Apr Credit CardsWhen a credit card is advertised as being 0 APR, the company/bank is in effect stating that there is no Annual Percentage Rate (APR) of charge. The APR is the rate at which interest is calculated on the unpaid balance of your card. The Lowdown on the Orchard Bank Secured Credit CardWired Plastic is the brand name of one of the most rewarding prepaid debit cards out there. Unlike credit cards, there are is no debts involved when one charges a purchase to a purchases are charged to a debit card. This is because as the card holder must first enter deposit money into the his or her account of the card before purchases can be made. Thus, users can only spend the amount of money they have in the account and not a penny more. How to Compare Business Credit CardsBusiness credit cards can be a handy tool for business large or small. Like Some business credit cards offer some of the same benefits as personal credit cards. When comparing credit cards, whether business or personal, there are some basic features to bear in mind to maximize your benefits. How to Compare Cash Back Credit CardsBefore deciding on a credit card it is always advisable to shop around and compare various cards so as to find the one that is right for you. Cash back credit cards are normally issued to users with good credit rating. These cards are in actuality reward cards; the user is rewarded with cash and other rebates for using the card. How to Compare Contactless Credit CardsContactless credit cards are new kids on the scene, but are fast becoming popular with some cardholders. They are popularly known as blink cards. These cards can be read by a special credit card reader by just waving them in front of the reader. Some can still be used the traditional way, that is, by swiping. How to Compare Gas Credit CardsGas credit cards are also called gas rebate cards. As the name implies, users of these cards get a rebate when they purchase gas. With the rising popularity of these cards, some banks have included other items that can be purchased and rebate applied, such as, groceries. Understanding the terms used to describe your card is important when making comparisons. How to Compare Instant Approval Credit CardsInstant approval credit cards are usually applied for online. Normally a response as to whether or not your application was successful is received minutes later via email. Generally, only persons with excellent credit can apply for these cards, although a few card issuers allow those with bad credit to do so. A few persons will sometimes still have to await an answer when they apply for an instant approval credit card, however. How to Compare No Credit Credit CardsSimilar to the bad credit credit card, a no credit credit card is issued to individuals who have no credit. These cards help in establishing or re-establishing credit. So the name ‘no credit’ here can mean that the person has not yet built up a credit rating or has lost his or her credit rating because of financial misfortunes. As such, a comparison of these cards will partially depend on which category you fall in. How to Compare Platinum Credit CardsPlatinum credit cards are prestige cards. These credit cards tend to offer a much higher line of credit than other cards because they are at the top strata of the credit cards ladder. Platinum credit cards limits are generally in excess of five thousand dollars. Added benefits are attached to these types of cards such as better customer service, great interest rates and rewards.
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