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![]() Esperanza Creeger - ArticlesEsperanza Creeger currently resides in Dallas, TX. A mortgage industry veteran for 21 years and counting, Esperanza is currently working on her manuscript for film "An Akashic Tale". Inquiries: Contact Ecreeger2@hotmail.com or (469) 438-9659.
First Time Home BuyersAn overview of first time home buyers programs available nationwide. Down Payment Assistance ProgramsThis article covers down payment assistance programs available to first time home buyers of low to moderate income with funds provided through local city or county agencies. Federal Recapture Tax DemystifiedMany loan officers find themselves at a loss for words when tasked with explaining Federal Recapture Tax provisions to their first time home buying clientele. This concept is quite simple to grasp and easy to explain to anyone.
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