Floyd J. Tapia

A recent study in Italy showed that many people who live longer and healthier, some living past 100 years old, have in their body a highly active Youth Gene which scientists now say is inside all of us.

The latest report by First American CoreLogic seem to say the worst as far as home equity. They estimate that throughout the nation, homeowners who have negative equity may not see any improvement until 2014 or as late as 2016 as far as seeing any positive equitable changes to occur. But...

Key inside officials on Capitol Hill seem to be joining the criticism involving the federal foreclosure prevention program known as HAMP due to its numerous failures including their cynical outlook on where its heading. With letters being traded between Neil Barofsky, special inspector general for the Troubled Assets Relief Program (TARP),...

Although this comes as no surprise to consumers, this country has experienced a major financial setback both in the real estate housing industry, the stock market and now we face some of the highest unemployment rates in decades. St Louis home loan professionals have feared that with unemployment escalating, there may...

In an anticipated yet disturbing announcement, Amherst Securities Group LP's Laurie Goodman told Congress that the U.S. loan modification program called HAMP (Home Affordable Modification Program) is "destined to fail" because it doesn't confront the real problem of negative home equity that is driving foreclosures nationwide. This is definitely bad news...