Frampton - Articles

Bankruptcy or debt consolidation – Which is better for you?

While trying to choose a feasible way to repay your multiple debts, many of you come across the question, “Bankruptcy or debt consolidation – Which is a better option to repay debt?” Debt consolidation is always a better option over bankruptcy as the latter lowers your credit score to some extent and also continues affecting your credit report for 7-10 years. However, there are pros and cons in both the processes. Therefore, seek professional help to decide which option suits your financial con Read

By: Frampton | 21/09/2009 | Personal Finance

Private Mortgage Insurance: What you should know

You need to purchase Private Mortgage Insurance (PMI) when you're unable to make 20% down payment on your home. It protects the mortgage lender in the event of loan default. There are 2 types of PMI, namely, Borrower-paid PMI and Lender-paid PMI. There are some ways following which you can avoid purchasing a Private Mortgage Insurance policy. Read

By: Frampton | 19/08/2009 | Personal Finance

Some Tips That the First Time Homebuyers Should Follow

There are some tips for the first time home buyers, which would help them find out the best possible deal on home buying. Read

By: Frampton | 15/04/2009 | Real Estate

Reverse Mortgage: A Useful Source Of Earnings For Senior Homeowners

Reverse mortgage is a truly beneficial option for senior homeowners to enhance their income. If you are aged 62 or above, then you can receive tax-free income by utilizing your home equity. Read

By: Frampton | 05/03/2009 | Mortgage