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![]() Launched on July 4, 2000, www.GotTrouble.com delivers time-critical information and local resources for people facing life-changing legal and financial trouble.
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![]() Got Trouble Correcting your Credit Report?AA bad credit report can prevent you from obtaining credit. If you have trouble obtaining credit, it might be because a credit agency has issued a bad report on you. You might be able to obtain a copy of your report and -if it contains false information - get it corrected. ![]() Getting Stopped for Drunk Driving –the Police Officer's ObservationsWhen an officer pulls a driver over in the dark evening hours, he or she is on the alert to see if the driver is under the influence. He or she begins observations when approaching the car. ![]() Got Stopped by Police – Drunk Driving TroubleMost drunk driving cases start out with a contact between the driver of a motor vehicle and a police officer. While the police have the right to approach and speak with any citizen, they do not have the right to detain and investigate a citizen unless they have "probable cause". ![]() Got Foreclosure Trouble? Understanding Non-judicial ForeclosureNon-Judicial foreclosure is the process by which your mortgage lender, under the specific and express terms of your mortgage, will claim a legal right to your property and proceed with having your property sold at a public auction in the absence of a formal judicial hearing or proceeding. ![]() Got Trouble? Why so Many Foreclosures?Debt and foreclosure can be one of the most frightening and disruptive events you will ever face. Few situations in life are as stressful and humiliating. Your future is suddenly fraught with uncertainty and upheaval. Your relationships with family and friends can appear strained. If you're like most, you may not know where to turn or who to trust. Much will depend on your ability to stay calm and learn about your options. ![]() Got Repossessiontrouble?One of the most unpleasant consequences of failing to pay your bills is "repossession" of the thing you purchased on credit or gave as security for a loan. You do have some legal protection concerning repossession, but not much. ![]() Got Debt? Trouble With Collection AgenciesBoth state and federal laws protect consumers from unfair debt collection practices. Here are some examples of conduct that is prohibited in most states. ![]() Got Sued? Creditor Law SuitsOften a creditor will try to collect a debt by suing you. If you have any good reasons why you think you don't owe the money, this is the time you must raise them.
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