Harsal Gibs

Accommodations are, short of transcontinental airfare, your biggest expense on any trip or vacation. Even with a depressed economy, hotels and inns are still what they've always been – expensive. Short term rentals are an easier option for accommodations, especially if you won't be there more than a couple of weeks. Here's a quick guide to pulling it off.

There are many reasons a low-interest credit card is more cost effective than a high-interest one. More than a few are obvious. The fact that you’ll be paying off a high-interest card until the day you die is a big one. When you get that high-interest card, there are few ways to fix your credit score once you’ve been hit with a late fee.

There is only one way to beat a bully at their own game, and that is to call them out on what they are doing to you. Credit cards thrive on being sneaky and manipulative, and, when you’re late with your monthly payment, can be downright mean.