Hugo Schreuder

Every proud homeowner wants to have their house looking great all time. Even if you have to increase your home insurance cover it's a proud moment whenever you finish a project that enhances not only the value of your home but also how it looks.

Car insurance is the most important aspects of owning a car. Every driver places great value in their motor vehicle and protecting your investment is absolutely vital. When you think about it, you use your motor vehicle just about every day and some drivers, especially mothers, use their vehicles to pick up children from school and to do the shopping which requires several short trips a day.

A survey of over 2500 Australians, conducted by Youi insurance, has indicated that 43% of Australians would switch their car insurer if their annual car insurance renewal went up by as little as $25.

When it comes to planning a motoring holiday most people like to save as much money as they can on essential items so they have plenty left over for the little luxuries that can make a real difference. Choosing budget car insurance is one way to save money but there are plenty of other ways you can so that you have more left over to sport yourself on the holiday.

Having the right vehicle insurance is one thing but there is much more to the argument about what we should expect from teenage drivers. For as long as people have been driving motor vehicles there have been arguments as to whether it is safe to allow teenagers to start driving. In earlier times it was thought that adult hood began at the age of 21, the time at which people gained the right to vote in democratic elections.

Most Australian drivers will undertake at least one long-distance driving holiday in their lifetimes. It is the nature of our country with its vast horizons and massive distances between destinations that eventually require a long-haul trip. Preparing yourself for this type of travel needs some careful preparation, so after you have your car insurance policy up-to-date it's time to plan the trip.

Seeing how the other half live can leave us green with envy, but there's a masochistic streak in us all, so here's Australia's top 10 most expensive houses:

There are lots of things that can make your car a much safer place to be. An interior that is free of alcohol is a major one, a light accelerator foot is another, airbags and crumple zones do their bit, and a passenger that can answer your phone is a godsend! One of the simplest safety additions to your car is actually a first aid kit. Think of it as car insurance for your body - this is why every car should have one.

Worldwide, one person is killed every half hour due to drink driving. We've all heard plenty of exhortations not to drink and drive … today we give you some of the base reasons why people are so passionate about stamping out drunk driving.

We've all heard the Nancy Reagan theory of avoiding traffic tickets … "Just say No, kids"! As sage as that advice is, sometimes when you are behind the wheel it can seem that you just don't have a choice in whether to do something that violates the road rules. Today we look at some of the practical reasons that people have for risking their car insurance Rating 1 by getting traffic tickets, as well as some of the practical things that you can do to eliminate those reasons!