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Smoking is a habit which millions of people across the United Kingdom indulge in every day. The impact and potential consequences of smoking in terms of physical wellbeing and health are heavily documented and widely understood

Payment Protection Insurance has been the subject of vast amounts of media speculation in recent months.

Life insurance is a hugely popular type of Insurance. Many people purchase this type of Insurance at some stage in their life and as such most people have an understanding of the basic details of how this type of policy operates. Despite this understanding many people purchase Life Insurance and end up paying higher monthly premiums than necessary without ever knowing that this is the case. You could be one of these people.

Mortgages can be extremely confusing and sometimes mentally navigating this topic can seem almost impossible. However, for most people their Mortgage is the biggest and longest financial commitment they will ever have and having at least a basic understanding of some simple facts can make a huge difference

Whether you're trying to save money for a specific purpose or would simply like to reduce your outgoings, have a look at our expert tips for saving money.

It's no secret that Britain has been going through a very difficult economic period and the record amount of debt our nation is carrying is certainly a massive cause for concern. However, there is something far more terrifying than the current economic situation, something that should be keeping everyone awake at night and that is our willingness to sell the British companies and brands that we are so proud of to the highest bidder without a second thought

If you are looking for information on property valuations, look no further. Ifacompare presents a Home-Buyers guide to valuations... Do I need a Valuation? If you are taking out a Mortgage in order to purchase a property then it is extremely likely that your lender will insist on carrying out at least a standard valuation for which they will charge you.

The Recession is over according to Government officials and the UK is making a slow recovery, but have we learned our lesson? In recent years personal debt has risen to unprecedented levels, £3.2bn to be exact, and some experts have claimed that this has been a factor in causing the Recession.

Research undertaken by the Office of National Statistics has revealed that people in the United Kingdom are now saving less than at any point in the last forty years. Of course, may people may consider this to be unsurprising given the current economic climate. However, statistics indicate that GDP per member of the population has doubled in the same forty year period

An Offset Mortgage would allow you to use any savings or disposable income you may have against your Mortgage and pay less interest.