J Tillotson

As the mortgage market sinks further, householders are thinking twice about moving home. Instead, homes are given a new lease of life by fresh decorating, new furniture and even remodelling. But renovating your home can bring a whole new set of problems.

What do you want from a holiday? Fun and excitement, or peace and relaxation? Perhaps you love nothing more than a week-long retail therapy session, or you just want somewhere you can go to keep the kids happy? No matter what type of holiday you're after, you're almost guaranteed to find it in Florida.

As holiday destinations go, you can't go far wrong with a trip to Jamaica. The combination of lush tropical scenery, hot sun and cheerful, friendly locals makes for an unforgettable break.

When you arrive at your holiday destination, you're usually tired from the flight, bogged down with luggage and just wanting to get to your hotel. If you've hired a car, you want to get in it and go as soon as you can. Car hire firms know this, and many will take advantage of the fact. The 'discovered damage' ploy is one of the oldest tricks in the car hire book, and costs tourists millions of pounds each year.

Everyone knows what insurance is, and how to get it. But what do you do with when you've got it? If you had to make a claim, would you know what to do? This 3 part guide covers what to do in the event of a claim, continuing with home insurance.

The capital of Western Australia, the wonderfully diverse Perth offers a bouncing nightlife, sun drenched beaches, maritime adventures and much more. It's the ideal holiday destination for any age, no matter what you're into. If you can bear the long flight – 12 hours from the UK to Singapore, then 5 more hours onward to Perth – you'll find a beautiful city and a fantastic holiday waiting to greet you.

Anyone who's experienced being in debt will understand the sheer panic that threatens to overwhelm you whenever the post arrives or the phone rings. The knowledge that you usually only have yourself to blame just exacerbates this feeling, and you may be tempted to resort to desperate measures to stop the seemingly endless spiral of money problems.

With so many of Britain's population in debt, it stands to reason that one single solution will not suit everyone. There are many ways to solve debt problems, and this is a quick guide to the most common.

It's widely known that missing payments on things like loans, credit cards and your mortgage can have an adverse effect on your credit rating, but did you know that missing a payment to your utility supplier could have an adverse effect on which tariff you're on?

There are many things which can affect the speed of your broadband service; the type of wires your signal comes through, the distance you live from the exchange, the speed of the package you initially signed up for. But there's one factor which isn't widely known but can adversely affect your speed a great deal; bandwidth hogs.