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Mystery Driver – How to Claim When Left in the DarkBeing involved in a car accident is potentially one of the most harrowing experiences possible in day-to-day life. One minute your partner and children are safely driving home from a visit to a relatives; the next, you’re receiving a telephone call from a hospital telling you that the whole family is in a critical condition. The Billion Pound Swindle – are Injury Lawyers Unneeded?Hiring a lawyer in a personal injury claim is a must-have cost for anyone considering making a claim. The mere thought of going through the legal wrangling without someone on side who knows the law intimately is enough to put most people off making a claim altogether. But new research from the heart of the lion’s den itself – the Association of British Insurers (ABI) – says that that freeing people from the need to use lawyers could slash car insurance premium rates. Sky High Insurance Costs Driving Consumers Up the WallThere are few types of insurance that are legally necessary in the UK – one can choose whether or not to insure his or her life; the same goes for domestic animals or expensive home electronic equipment. Settling Down – Insurers Pressure Claimants to Go LowAmongst the plethora of different insurance claims that the man on the street can go for, the personal injury claim is surely the most varied in it’s outcome. Being subjective by it’s very nature – one man’s minor cut could be another’s gaping wound – means that the upshot of cases can be extremely mixed, and no two are ever the same. Off the Beaten Track – be Sure to InsureWhether pimple faced and idealistic out of sixth form college, or worn and cynical following a decade battling it out on the rat race, more and more of us are choosing to take ‘gap years’. Keeping Afloat – Re Mortgages Boost MarketThe act of re mortgaging one’s house should never be taken lightly – after all, one is playing with the very roof over one’s head. Never the less, it can be a useful tool in obtaining more capital with which to make investments, or to use to raise more cash in another way. In it for Life – Two Ways to Cut PremiumsThe importance of having a solid life insurance policy for yourself and your family is rarely disputed these days. The thought of your loved ones having to cope with the financial pressures of the death of or damage to a principle wage earner is too horrifying for many families to even comprehend. Go-and-win-not-free - Poor are Hit Hardest by Compensation CultureFor many would-be compensation claimants, the term ‘no-win-no-fee’ has become synonymous with a fast and easy way to a large cash payout if an accident occurs. There have been many such cases – countless minor injuries after bus crashes and trips on paving stones have ended in financial reimbursement for the person in question. Give Me Credit - Britain Loves to BorrowIt’s not an uncommon occurrence for one to pay for an item on their credit card – for large purchases like a new TV or hi-fi system, it’s probably the method of payment that most sellers prefer. Everything But the Kitchen Sink: How Home Insurance Covers More Than You ThinkThe recent weather in the UK is testament to the ongoing havoc being wreaked by climate change. We had a summer than was more like a tropical monsoon season, with flooding in many parts of the country and some very wet people in others.
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