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Destroy Debt provides advice and resources to help with debt reduction. Sort By: Date | Popularity
 Choosing Between Debit and Credit CardsCardholders make a lot of choices. First they must choose whether or not to apply for a card. Then they have to decide which card they want. Their choices include 0% interest cards, reward cards, charity cards, and so forth. But now there's another choice for cardholders to make: debit... The Many Faces of Identity ThievesIdentity theft is a serious crime. Estimates vary, but up to 15 million people may have been victimized by identity thieves in America last year. And the demographics of this crime are startling: victims usually know or have a personal relationship with the very people who steal their identity. It's... Credit Card Fraud Hurts Businesses, TooWhen we think of credit card fraud, we often think of individuals who have had their wallets or purses stolen and their credit cards used to finance unauthorized purchases. Or the victims of identity thieves who learn that they owe thousands of dollars in debts that they never incurred. But... Credit Etiquette For First Time Card HoldersLiving on credit is a way of life for most of us. When we want to make a purchase but don't have the money to cover it, that little piece of plastic in our wallet can be all too tempting. Credit cards can make life so much easier - if... The Worst Identity Theft Scams Of The YearIdentity theft. Those two words can strike fear in the hearts of card holders everywhere. It seems like you can't trust anyone these days. Even friends and co-workers can access your information and open a line of credit in your name. Worse, businesses that drop the ball on their security... Why Minimum Monthly Payments Will Cost You BigSometimes credit cards make life a little too easy. How is that possible? By allowing us to make purchases we really can't afford, and then giving us an unlimited amount of time to pay off the debt. It sounds great in theory, but ask a card holder who's been paying... How To Make Reward Cards More RewardingAre you getting the most out of your reward cards? Some card holders play the rewards game like it's going out of style, even designating certain reward cards for specific types of purchases. They buy gas with one card, groceries with another, and online purchases with still another. And keeping... Should You Get A Mortgage Now?It's never a good sign when your home loan company files for bankruptcy. Sadly, that's just what's happening to many sub-prime mortgage lenders these days. Mortgage rates are low right now (about 5.5% - 6% for a 15-year fixed interest loan at the time of this writing), but the lenders... Tax RulesWho hasn't dreamed of quitting their day job, starting their own company, and living happily ever after? Abrasive bosses and questionable decisions can make a normal nine to five job grow stale pretty fast. Today, more people than ever are enjoying the freedom that comes with starting a small business... Finding The Right Lender For Your Student LoanAbout half of all students nationwide will take out a student loan during their college years. That leaves a lot of debt floating around out there, but it's for a good cause. Student loans have become a fact of life for many of us, especially since education is getting harder...
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