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Jeff Rauth is President of Commercial Finance Advisors, Inc out of Birmingham, Michigan. He specializes in Commercial Real Estate Loans between $300,000 - $5,000,000. Offers unique loan programs such as Commercial Second Mortgages, Commercial 30 Year Fixed and 90% non SBA financing, and Commercial Equity Lines. 248 885-8797
Commercial Mortgage Refinance or Commercial Property Refinance Sort By: Date | Popularity
 Get An SBA Loan, As Quickly As PossibleFor small business owners that are interested in purchasing a new property or are attempting to refinance their existing mortgage with an SBA loan, there are a few things you should consider to help expedite the process. SBA Financing, Are they Really Closing?Perhaps you’re facing a ballooning loan, found an excellent property to purchase, or need refinance your existing loan in hopes of reducing your payment. Whatever your goals are, most people at the beginning of the loan process want to know “is this really going to get done? Am I wasting my time even contemplating this?” SBA Mortgage FinancingSBA mortgage financing, i.e. an SBA loan that is tied to commercial real estate, is by far the most viable type of small business financing that is available today. The reason is of course, that the bank has a hard asset as collateral. How SBA Financing WorksHow does SBA financing work? First of all, it is very similar to regular commercial bank financing. In fact, one of the biggest misperceptions out there is that the SBA finances transactions themselves. This is not the case. Loans are financed by banks and the SBA guarantees the bank in case the borrower defaults. Apply For An SBA LoanHow do you apply for an SBA loan? It’s recommended that you do a phone interview first, than assuming you think there is a fit, provide the required information to the SBA bank or lender. SBA Loan Application ProcessThe SBA loan application process is often intense and requires the borrower to be thorough and complete with what is required from them by the funding SBA bank. One of the most important points for prospective applicants is to accept this and be ready mentally to provide the requested items. SBA Mortgages, The Negative FeaturesSBA mortgages have become very popular in the last 12 months due to the general economy, the banking crisis that has all but eliminated conventional commercial loans and because of the Stimulus Package the was rolled out in March of 2008. SBA Loan Financing, The Major BenefitsFor business owners considering SBA financing as a way to either purchase or refinance a commercial property for their business, there are many distinct benefits over comparable conventional bank financing with the SBA programs. The main benefits of SBA financing include, higher loan to value, reliability of closing, and good loan programs. SBA Financing In 2009SBA financing has seen many ups and downs in the last year. No one did or could have predicted what has actually happened. The Stimulus Package administered by the government, a welcomed surprise by most in the business, has for the most part been a success. Commercial Real Estate Loans, 2009Commercial real estate loans, and the industry in general, have gone through a tremendous amount of volatility in 2009. Huge banks have gone out of business and many more have ceased lending.
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