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![]() 15 Years California Health Insurance Agent, currently focused on TONIK. Help my son Brian run Scareo, a Ghost hobby site.
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Deductibles and Maximum Out of Pocket"Maximum Out of Pocket" and "Deductible" are probably the least understood elements of health insurance coverage. They both are important, and can protect you from loss, if you understand them. National Insurance (single Payer?)Hillary, Obama, McCain all have plans to diddle with HealthCare, so no matter how you vote, look for these changes. Comparing Health Insurance Plans From Financial PerspectiveHow to quickly compare High Deductible and Low Deductible plans from a Cost vs. Benefit Perspective. The 'secret' to Finding GhostsHow we attract Ghosts, Demons, and other interesting phenomena into our lives. Tonik From Anthem Blue CrossTONIK from Anthem Blue Cross is a new PPO that covers Medical, Dental and Vision in 3 plan options.
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