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Pulling Back The Curtain On Reverse MortgagesLast week's article on reverse mortgages generated a very interesting response from one reader. This week I'd like to pull back the curtain on the real reason reverse mortgages have become so heavily marketed and what you need to do as a consumer to protect yourself. House of Cards Part 2Last week, I talked about how the current credit crises evolved. This crisis is the result of mistakes made by the homeowner, the mortgage company, the investment banks and the rating agencies. This week, you'll see what caused the House of Cards to fall and will learn how this example can keep you from making a financial mistake. A House of Cards: Part 1The current credit crisis has impacted multiple sectors of our financial economy. Home foreclosures are on the rise. Credit-worthy consumers struggle to secure mortgages. Investment banks are brought to their knees. Foreign and domestic stock markets experience gut-wrenching volatility. The Federal Reserve is forced to take historical steps to maintain liquidity. And the list goes on. Sticker Shock: Is Professional Financial Advice Costing too Much?It can be difficult for someone in the financial services industry to know how the investor feels, especially when first choosing which advisor to work with. I recently had an experience that put me in your shoes for a change. A House Divided: Preserving Your Estate from Nursing Home CostOne of the biggest issues seniors face as they get older is how to preserve an inheritance for their children. Their biggest fear is spending all of that money on assisted living and/or nursing home care. As each family situation is different, so is each solution. Perhaps you can learn something from the experience of one of my clients. Should Seniors Use Reverse Mortgages?Some of the most popular products being pitched to seniors today are reverse mortgages. Everywhere you turn there are free seminars, free reports and free DVDs, all touting the amazing benefits these loans offer. Are reverse mortgages the answer to seniors prayers, or are they too good to be true? Charting a Course for Emerging MarketsInvestors dissatisfied with domestic returns have been seeking greater growth in foreign markets. As noted in last week's article, the growth of emerging markets is not a short-term fad, but a long-term trend that will affect global markets for years to come. The question then, is how you can take advantage of this opportunity without losing your shirt. Read on to find out. Can Emerging Market Growth Continue?Are the emerging markets just a fad? Find out what Jeff has to say about the growth of developing countries. Do You Owe Taxes On That Gift?Capital gains taxes can be confusing. How much tax do you pay on an inheritance? How much if the property is passed on as a gift prior to death? Jeff puts this difficult subject into simple terms. Tune Up Your Finances for the New YearIt's the beginning of the year and it's time for a financial tune-up. Read Jeff's suggestions for making sure your estate is in top condition.
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