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Future Planning Financial, Minnesota's Mortgage Broker specializes in Minnesotans financial security when it comes to financing a home.
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New Minnesota Mortgage LawsMinneapolis, MN – On Monday July 30th the Minnesota Mortgage Association held it’s monthly meeting to discuss how the new mortgage laws passed in Minnesota will affect how mortgage companies within the state operate. The panel of speakers included, but not limited to, Wade Abed of Northwest Mortgage also the President of the Minnesota Mortgage Association, Robyn Brown of the Department of Commerce, Eldon Spencer representing legal counsel and Pat Martin. Online Mortgage Applications, What Happens After you Hit Submit?Shopping for a new mortgage online can turn into tons of phone calls and emails from mortgage brokers all over the country. It all starts by you filling out a form stating that up to 4 or 5 of the top mortgage professionals will be in contact with you to offer you a low rate mortgage. I am going to share with you how this system has been manipulated and how you can keep your phone from ringing off the hook for weeks on end with mortgage brokers. Adjustable Rate Mortgages - the Sad TruthIf you have an adjustable rate mortgage, otherwise known as an ARM, you have probably noticed more and more solicitations from mortgage brokers who want to help you get a fixed rate mortgage, especially when that rate is a month or so from adjusting. I’m going to go on a limb here and guess that the mortgage brokers that are calling you really don’t care about you. If they cared about you, why would they wait until a month or so to call you just because your ARM is going to adjust? Finding Minnesota Mortgage Brokers That CareWith so many mortgage companies in Minnesota, how do you know that you are choosing the right company? Thankfully, the new Minnesota mortgage laws have weeded out some of the bad Minnesota mortgage companies and Minnesota mortgage brokers who were only in the business for a quick buck. Home Buyers Face Decisions That Affect Their Long-term Financial PictureTaking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one that best fits your personal long-term goals. Renters Have Much to Gain by Pursuing Home OwnershipBuying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and potential tax advantages. Short-term Interest Rates on the RiseAdjustable Rate Mortgage Holders Prepare for Increase in Interest Rates. The Advantages of a Fixed Rate MortgageWith today's lower interest rates, many people are choosing the stability of a fixed rate mortgage over other options. If you are someone who values security and certainty when it comes to your finances, then a fixed rate mortgage is probably the best option. Low Rate or Best Mortgage, What Do you Want?There is a lot more to saving money on a mortgage than simply finding the best mortgage rate. A careful analysis combined with the advice of your mortgage broker will ensure that you make the right decision. Promoting your Website OnlineIf you have a website you more then likely understand how difficult it can be to drive qualified traffic to your site. Of course you can always pay an exuberant amount of money on items such as Google Adwords or pay a so called “expert” to optimize your site for you. What if I told you that you could optimize your own site in a matter of minutes and put it on auto pilot, would you be interested?
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