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Home Page  Jim Waltrip |
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US Insurance Online CEO Jim Waltrip is a self-taught software developer and entrepreneur with a passion for building things: teams of employees, pieces of software, and new systems. He attended the University of Texas, fell in love with programming, and left school to learn how to program in different software languages. Jim started US Insurance Online with business partner Ryan Patterson in May 2005. Visit www.USInsuranceOnline.com for insurance shopping help and for free insurance quotes
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Does My College Student Need Renter's Insurance?Find out the best way to protect your college-aged child's possessions while he is away at school. Are your college student's belongings covered by your homeowners insurance, or should you consider purchasing renter's insurance? What to Do if You are Dropped by Your Homeowner Insurance CompanyFind out what you should do if you are dropped from your homeowner insurance policy because of either claims filed, or the company simply moving out of the area. It's becoming easier for insurance companies to rationalize denying homeowner claims and drop customers they can reasonably predict will file a claim. What to Do to Keep From Being Dropped by Your Home Owner's Insurance Company?Insurance companies have become more than a little persnickety about whom and what they will insure these daysand with good reason. But, some homeowners have been dropped at renewal time for making a single claim in a 12-month period. Find out what you can do to hang in there with your insurer. Use Home Inventory Software to Guarantee You Have Enough Home Contents InsuranceYou may have home contents insurance as part of your homeowner's insurance policy, but to ensure that you have enough coverage, you need to conduct a home inventory. Using Insurance Information Institute's Know Your Stuff home inventory software, you can create a room-by-room inventory list of all of your personal belongings. Upgrade Your Texas Home Insurance to Suit Your Lone Star LifestyleThe standard Texas home insurance policies are HO-A (homeowner's association insurance) policies, which provide limited actual cash value coverage of a home and its contents, and coverage is provided only for the types of losses specifically listed in the policy. It's important to familiarize yourself with the terms of your home insurance coverage and the amount you have insured yourself for and your home's current market value From Homeowner's to Condo to Mobile Home Insurance: a Home Buyer's Insurance ChecklistWhether you are looking for standard homeowners, condo, or mobile home insurance, you'll need to find an affordable homeowners insurance policy. Banks and mortgage companies want to be sure that their investment in your home is covered in case of disaster, and you'll want to be sure that your coverage is more than adequate for your needs. Home insurance policy rates are determined by a variety of factors. How Much Homeowner's Insurance Do I Need?If you've recently purchased a new home, you're probably shopping for homeowner's insurance and wondering just how much you need. According to insurance experts, you need enough insurance to cover the structure of your house, your personal belongings, the cost of additional living if you are forced to temporarily live elsewhere, and liability. Texas Home Insurance - Protect Your InvestmentIf you're a new home owner, this article will help you to better understand homeowners insurance and how much you need. You want to be sure that in the case of disaster, you, your family, and your possessions are protected. A standard homeowner's insurance policy insures your home and your possessions, and can be tailored to fit any unique circumstances regarding your situation. Cell Phones and Driving: Hang Up & Drive for Affordable Liability Insurance and Collision CoverageTalking on the cell phone while driving has created a new "unsafe at any speed" situation on the modern highway. And, a recent study found that drivers distracted by talking on their cell phones while driving are four times more likely to become involved in accidents. Find out why hanging up your cell phone while driving will keep your auto insurance affordable. Closing the Gap: Auto Insurance Terms Defined for the Smart ShopperAs anyone who has shopped for auto insurance - or filed an auto insurance claim - knows, car insurance agents and companies use terminology all their own. Below is a list of definitions to give you the expertise to close the gap: auto insurance comparisons and dealing with claims doesn't have to feel like negotiating in a foreign language!
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