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Joseph Lizio - ArticlesJoseph Lizio holds a MBA in Finance and Entrepreneurship, is the founder of Business Money Today, has a strong commercial lending background and is regarded as an expert in small business and finance.
Pay-For-Performance: May Save Your EmployeesStill facing the realities of this recession? Contemplating laying-off employees while knowing that doing so will further hurt the business? Using pay-for-performance plans may just save your employees and better position your business for the recovery when it finally arrives. Financing your new business: Orders vs. CashMost new business owners waste unnecessary time in trying to raise capital before starting their business. What they end up doing is wasting time and money. There are other ways; essentially building the business first then seeking financing. The One Key to Business Success! - And three simple ways to do itWant the one key to ensure your business success? Find it here – it may be simpler then you think! Taking debt now does not mean it is foreverBanks turning you down but you don’t want to use those seemingly high priced alternative financing companies to get capital for your business? There are ways to use these products (for a short period) to get what your business wants and needs right now. The Fallacy of Bank LendingIf banks really want to compete and grow though increased customer acquisition and market share, then they will quit ignoring small business customers. It is a true fallacy of banks to continue to ignore this important and very large market segment. Financing your start-up - tranche your funding requests!One fatal mistake that nearly all new small businesses make when seeking capital is asking for too much up front. You must lower the risk by demonstrating your business and capital management skills. Find out how … Tapping Friends and Family for Small Business FinancingMost new business owners shy away from their friends and family (F&F) when starting their new business. They usually do so because they know that their F&F do not have the money to invest. But, these same F&F may have more than capital to help aspiring entrepreneurs. Three Pros of Debt ConsolidationImproving your credit by taking control of your debt can have a dramatically positive impact on both your personal life and your business. Here are some the benefits. Small Business Loans: Conversion of AssetsAs more and more businesses are being turned down by banks and other financial institutions based on stringent requirement like credit and profitability, there still remain several alternative, viable financing options for your small businesses. Retirement put on hold: Option, start your own businessAre you in retirement or approaching retirement? Fearful of being able to survive and maintain your lifestyle? Instead of trying to say in the work place, think self-employment.
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