Ken Vandiver

Whether your Group traveling on a trade mission, as a business team, a missionary group or even a large family group you should consider Patriot Group Travel Medical Insurance. You would be hard-pressed to find a better international group insurance plan. If a member of your group is insured or becomes ill overseas and you don't have a good group travel medical insurance plan who are you going to call for help?

These plans Patriot Adventure International Travel Medical Insurance and Patriot Adventure America Travel Medical Insurance are for those of you who are Adventure Sports enthusiasts, it is available for adventure sports enthusiasts from the U.S. as well as non-U.S. citizens. Both of these Patriot Adventure Travel Medical Insurance plans are available from a minimum of 30 days up to a maximum of 6 months.

Patriot Executive International Travel Medical Insurance plan offers a complete package of International benefits 24 hours a day. There is a Patriot Executive plan for U.S. citizens and one for non-U.S. citizens. Each plan provides coverage for you, your spouse and your children for each trip outside your home country during a period of up to 1 year.

This First-Class travel medical insurance plan comes in both Patriot Platinum International and Patriot Platinum America. Both provide the discerning traveler offer a complete package of international benefits available 24 hours a day. These 2 plans are available from 10 days to 3 years. Besides the range of deductibles (0 to $25,000) and policy maximums ($1,000,000, $5,000,000 and $8,000,000) you also have access to IMG's Global Concierge and Assistance Services.

There are two Patriot travel medical insurance plans available. Patriot International is for U.S. Citizens traveling outside the U.S. with coverage for brief returns to the U.S. The other plan is Patriot America, this is for non-U.S. Citizens traveling outside their home countries. The period of coverage for both plans can be from 10 days up to 2 years. Both plans offer great benefits and services which should meet your international needs.

International Medical Group (IMG) has, for 20 years, offered Travel Insurance, International Medical Insurance and some of the best service in the business to the international community. Traveling can be exiting but remember that when you are traveling anything can happen and when it does can be even more traumatic if you are in a foreign country and unfamiliar with the culture and maybe even the language.

What is the cost of a good travel medical insurance policy you might be asking yourself? If you are considering traveling overseas without a good Travel Medical Insurance policy, please don't let the high cost deter you from buying. Why, because the cost is not high, in fact it's really inexpensive. The cost, of course, depends on a number of factors so we will take a look at both the cost and what affects it.

Travel Medical Insurance policies should offer Optional Riders such as: Adventure sports rider for those extreme sports fans among us, enhanced AD&D rider available to the primary insured and a Citizenship return rider to provide temporary medical coverage for non-U.S. Citizens returning to their country of citizenship or for U.S. citizens provides up to 60 days of coverage for brief returns to the U.S. Different travel medical insurance policies may have a selection of different optional riders

The Additional benefits of a good Travel Medical Insurance policy are important so be sure to see what they are. Covered injury or illness will be covered for 6 months from date it occurred. Incidental home country coverage, end of trip home country coverage, common carrier accidental death, sports and activities coverage, accidental death and dismemberment, terrorism coverage, identity theft assistance, natural disaster, trip interruption and lost luggage.

When you travel outside of your home country you will also have these International emergency care benefits, if you have a good Travel Medical Insurance policy; emergency medical evacuation, emergency reunion, return of mortal remains, returning minor children and political evacuation. If anything should occur while in another country which would require the use of any of these benefits having them could save you thousands of dollars. Let me explain in more detail what these Travel Medical Insur